Cleveland County property record for 6310 Fallston Rd, Lawndale, NC 28090
| Property Type | Single Family Home |
|---|---|
| Details | 1,828 sqft · built 1968 |
| Lot Size | 28.5 acres (1,244,074 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,321 (2026) |
| Deeds & Mortgages | Aug 2025 Construction Loan Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 37293 |
| Primary APN | 37293 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,828 sqft Finished Area |
| Attic | Attic |
| Attic Area | 442 sqft |
| Basement Area | 1,020 sqft |
| Finished Basement | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 1,244,074 sqft (28.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 1,483 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lean-To | 320 sqft |
| Storage Building | 192 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1027630 |
|---|---|
| Street Address | 6310 FALLSTON RD |
| City | LAWNDALE |
| State | NC |
| Zip | 28090-9294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 28.56 AC HWY 18 |
| Legal Subdivision | TOLUCA |
| Legal Block | 1 |
| Legal Lot Number | 10UL |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 950101 |
6310 Fallston Rd is owned and occupied by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6310 FALLSTON RD, LAWNDALE, NC 28090-9294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2025 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Dec 13, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 6310 FALLSTON RD, LAWNDALE, NC 28090-9294 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 204 ROY EAKER RD, CHERRYVILLE, NC 28021-9176 |
| Document Number | 0019540432 |
|---|---|
| Date | Aug 22, 2025 |
| Book Page | 1954/432 |
| Instrument | 200117822 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 10, ASHEVILLE, NC 28802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 6310 FALLSTON RD, LAWNDALE, NC 28090-9294 |
| Document Number | 0017830534 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 6310 FALLSTON RD LAWNDALE NC 280909294, LAWNDALE, NC 28090-9294 |
| Document Number | 0017830534 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 001783/000534 |
| Instrument | 21629 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 6310 Fallston Rd was $2,321, up 3.1% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,321.00 (+3.06%) | $473,180 (-) Land $179,873 Building $293,307 | $473,180 (-) Land $179,873 Building $293,307 |
| 2025 | $2,252.00 | $473,180 Land $179,873 Building $293,307 | $473,180 Land $179,873 Building $293,307 |
| 2023 | $220,343 Land $113,514 Building $106,829 | $220,343 Land $113,514 Building $106,829 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6310 Fallston Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6310 Fallston Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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