Baldwin County property record for 6310 Co Rd 95, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,614 sqft · built 2023 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jan 2022) |
| Tax Bill | $2,905 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2023 Mortgage + 4 more |
| Flood Zone | Zone VE (high risk) |
| APN | 62-07-26-0-000-035 |
| Primary APN | 62-07-26-0-000-035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Heated Area |
| 1st Floor Area | 1,630 sqft |
| Upper Floors Area | 984 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Duplex Single |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 41,818 sqft (0.96 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Pool Area | 312 sqft |
|---|---|
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat House | 288 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 503616 |
|---|---|
| Street Address | 6310 COUNTY ROAD 95 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75' X 200'(S) IRR THE N 25' OF LOT 24 AND THE S 50' OF LOT 2 3, BLK B PIRATES COVE SUB UNRECORDED SEC 26-T8S-R5E (WD/SURV IVO |
| Legal Subdivision | PIRATES COVE |
| Legal Block | B |
| Legal Lot Number | 24-2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6310 COUNTY ROAD 95, ELBERTA, AL 36530-5730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Line of Credit BRYANT BANK |
| Nov 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK |
| Jan 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BRYANT BANK |
| Jan 28, 2022 | Warranty Deed, Transfer |
| Nov 5, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Mar 25, 2021 · Amount on Record |
| Deed Document Number | 20221974465 |
| Prior Transfer Date | Dec 13, 2016 |
| Prior Transfer Doc | 0001608989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 6310 COUNTY ROAD 95, PERDIDO BEACH, AL 36530-5730 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002096748 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 2096748 |
| Name | BRYANT BANK |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36535 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 6310 COUNTY ROAD 95, PERDIDO BEACH, AL 36530-5730 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Title Company | CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6310 COUNTY ROAD 95, ELBERTA, AL 36530-5730 |
| Document Number | 0002093699 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2093699 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 6310 COUNTY ROAD 95, PERDIDO BEACH, AL 36530-5730 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001923842 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 1923842 |
| Name | SOUTHERN INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | ANDALUSIA, AL 36420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 6310 COUNTY ROAD 95, PERDIDO BEACH, AL 36530-5730 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002042528 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 2042528 |
| Name | BRYANT BANK |
|---|---|
| Type | Bank |
| Address | ITMANN, WV 24847 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 28, 2022 |
| Property Address | 6310 COUNTY ROAD 95, PERDIDO BEACH, AL 36530-5730 |
| Document Number | 0001974465 |
| Map Reference | DOC 1667252 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 1974465 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 272 RACE TRACK RD, ANDALUSIA, AL 36421-5087 |
| Name | Verified Name |
|---|---|
| Address | 24711 COUNTY ROAD 20, ELBERTA, AL 36530-6542 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 5, 2019 |
| Property Address | 6310 COUNTY ROAD 95, PERDIDO BEACH, AL 36530-5730 |
| Document Number | 0001793654 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 1793654 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $426.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6310 COUNTY ROAD 95 ELBERTA AL 365305730, ELBERTA, AL 36530-5730 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,905.00 (-22.8%) Homeowner's exemption | ||
| 2025 | $3,763.00 (+49.62%) | $136,000 (+51.38%) Land $38,840 Building $97,160 | $1,360,000 (+202.76%) Land $388,400 Building $971,600 |
| 2023 | $2,515.00 (+88.53%) | $89,840 (+88.5%) | $449,200 (-5.73%) Land $327,400 Building $121,800 |
| 2022 | $1,334.00 (-40.66%) | $47,660 | $476,500 Land $378,200 Building $98,300 |
| 2021 | $2,248.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
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