631 Witherspoon Dr, Springfield, IL 62704 Property Records

Sangamon County property record for 631 Witherspoon Dr, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.218 acres (9,527 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Sep 2020)
Tax Bill	$3,916 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-31.0-280-007`

Property Details

APN / Parcel Number

Primary APN	`14-31.0-280-007`
Alternative APN	`14310280007 (CHECK DIGIT = 4)`

Exterior

Lot Area	9,527 sqft (0.218 acres)

Location & Zoning

Account Number	14310280007
Street Address	631 WITHERSPOON DR
City	SPRINGFIELD
State	IL
Zip	62704-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLES S WANLESS KNOX KNOLLS SUBDN E 120' L 45
Legal Subdivision	CHARLES S WANLESS KNOX KNOLLS
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4000
Census Tract	1004

Owner

Source: Sangamon County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	631 WITHERSPOON DR, SPRINGFIELD, IL 62704-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit HEARTLAND CREDIT UNION
Sep 1, 2020	Deed, Transfer · Conventional Mortgage MARINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Jul 15, 2014
Deed Document Number	202023457
Transfer Doc	2020R23457
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	Jul 20, 2026
Property Address	631 WITHERSPOON DR, SPRINGFIELD, IL 62704-1424
Document Number	0000013168
Instrument Date	Jul 15, 2026
Instrument	202613168
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 WITHERSPOON DR, SPRINGFIELD, IL 62704-1424

Mortgage

Document Number	0000013168,
Date	Jul 20, 2026
Instrument	202613168

Lender

Name	HEARTLAND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2046

Interest

Rate	6.47%
Max Rate	-1%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 1, 2020
Property Address	631 WITHERSPOON DR, SPRINGFIELD, IL 62704-1424
Document Number	2020R23457
Instrument Date	Aug 28, 2020
Instrument	2020R23457
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	PRAIRIE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 S 5TH ST, 1200, SPRINGFIELD, IL 62703-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 WITHERSPOON DR, SPRINGFIELD, IL 62704-1424

Mortgage

Document Number	2020R23458
Date	Sep 1, 2020
Instrument	2020R23458

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,916.00 (+28.86%)	$54,375 (+36.22%) Land $9,030 Building $45,345	$163,125 (+36.22%) Land $27,090 Building $136,035
2022	$3,039.00 Homeowner's exemption	$39,916 Land $7,297 Building $32,619	$119,748 Land $21,891 Building $97,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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