631 Windy Ridge Ln, Rockwall, TX 75087 Property Records

Rockwall County property record for 631 Windy Ridge Ln, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,709 sqft · built 2021
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,400 (Feb 2022)
Tax Bill	$8,115 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R97386`

Property Details

APN / Parcel Number

Primary APN	`R97386`
Alternative APNs	`S3163-000C-0023-00-0R` `97386`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,709 sqft Living Area
Gross Area	4,378 sqft
1st Floor Area	3,709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	639 sqft

Exterior Amenities

Porch	Covered Porch
Deck Area	Deck Area
Patio Area	144 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	631 WINDY RIDGE LN
City	ROCKWALL
State	TX
Zip	75087-0179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BREEZY HILL PH VI, BLOCK C, LOT 23
Legal Subdivision	BREEZY HILL PH VI
Legal Tract	23
Legal Block	C
Legal Lot Number	23
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1009
Census Tract	40203

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 WINDY RIDGE LN, ROCKWALL, TX 75087-0179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Vendor's Lien, Subdivision Related Transfer · VA Mortgage SFMC LP
Dec 18, 2020	Vendor's Lien, Transfer · Construction Mortgage BENCHMARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	20224485
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	0000031092
Record Updated	Sep 20, 2026

February 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 28, 2022
Property Address	631 WINDY RIDGE LN, ROCKWALL, TX 75087-0179
Document Number	0000004485
Map Reference	VOL J PG 291
Instrument Date	Feb 25, 2022
Instrument	20220000004485
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	631 WINDY RIDGE LN, ROCKWALL, TX 75087-0179

Mortgage

Document Number	0000004486
Date	Feb 28, 2022
Instrument	20220000004486

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 18, 2020
Property Address	631 WINDY RIDGE LN, ROCKWALL, TX 75087-0179
Document Number	0000031092
Map Reference	VOL J PG 291
Instrument Date	Dec 17, 2020
Instrument	20200000031092
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	BENCHMARK TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 HARVEST HILL RD STE 162, 162, DALLAS, TX 75230-5829
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031093
Date	Dec 18, 2020
Instrument	20200000031093

Lender

Name	BENCHMARK BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 17, 2021

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,968 (+1%)	$802,807 (+0.09%) Land $200,000 Building $602,807
2025	$8,115.00 (+1.48%) Homeowner's exemption	$609,971 (+1%)	$802,086 (+44.65%) Land $200,000 Building $602,086
2024	$7,997.00 (+4.39%)
2023	$7,661.00 (+424.01%) Homeowner's exemption	$554,519 Land $200,000 Building $354,519	$554,519 Land $200,000 Building $354,519
2021	$1,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink, Wi-Five Broadband.

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