Ogle County property record for 631 Willow Bend Dr, Davis Junction, IL 61020
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 2003 |
| Lot Size | 0.295 acres (12,866 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Mar 2018) |
| Tax Bill | $6,237 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-22-327-004 |
| Primary APN | 11-22-327-004 |
|---|
| Building Area | 2,400 sqft Living Area |
|---|
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 12,866 sqft (0.295 acres) |
| Street Address | 631 WILLOW BEND DR |
|---|---|
| City | DAVIS JUNCTION |
| State | IL |
| Zip | 61020-9438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 220 HARVEST GLENN PLAT NO 7 |
| Legal Subdivision | HARVEST GLENN |
| Legal Lot Number | 220 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | SCOTT |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 961002 |
Source: Ogle County records · APN 11-22-327-004
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 WILLOW BEND DR, DAVIS JUNCTION, IL 61020-9438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NORTHERN CU |
| Oct 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage ZILLOW HOME LOANS LLC |
| Mar 28, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on Record |
| Deed Sale | Mar 28, 2018 · Amount on Record |
| Prior Sale | Jan 03, 2013 · Amount on Record |
| Deed Document Number | 20181640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 631 WILLOW BEND DR, DAVIS JUNCTION, IL 61020-9438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000255 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 202400255 |
| Name | FIRST NORTHERN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 631 WILLOW BEND DR, DAVIS JUNCTION, IL 61020-9438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005931 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 201905931 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Mar 28, 2018 |
| Property Address | 631 WILLOW BEND DR, DAVIS JUNCTION, IL 61020-9438 |
| Document Number | 0000001640 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 1640 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | NLT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4908 O CONNELL ST ROCKFORD IL 61109, ROCKFORD, IL 61109 |
| Document Number | 1641 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 1641 |
| Name | MORTGAGE LENDERS/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2048 |
| Rate | 4.87% |
|---|
Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ogle County |
| County Subdivision | Scott Township |
| Municipality | Davis Junction Village |
| Unified School District | Meridian Community Unit School District 223 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,237.00 (+29.21%) | $82,911 (+19.7%) Land $5,921 Building $76,990 | $248,733 (+19.7%) Land $17,763 Building $230,970 |
| 2023 | $69,267 Land $4,947 Building $64,320 | $207,801 Land $14,841 Building $192,960 | |
| 2022 | $4,827.00 |
Source: FEMA National Flood Hazard Layer as of December 30, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
Based on FCC filings for 138 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DAVIS JUNCTION serves 2,344 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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