Bonner County property record for 631 White Mountain Rd, Sandpoint, ID 83864
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 5 ba · 3,999 sqft · built 1976 |
| Lot Size | 10.6 acres (465,744 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $831,250 (Jul 2024) |
| Tax Bill | $2,350 (2026) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | RP59N01W080302A |
| Primary APN | RP59N01W080302A |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,999 sqft Finished Area |
| 1st Floor Area | 3,999 sqft |
| Attic | Attic |
| Attic Area | 779 sqft |
| Basement Area | 1,512 sqft |
| Finished Basement | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 465,744 sqft (10.6 acres) |
| Garage Type | Attached |
| Garage Area | 1,122 sqft |
| Parking Spaces | 4 Parking Spaces |
| Lean-To | 144 sqft |
| Pole Barn | 2,592 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 631 WHITE MOUNTAIN RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-9148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A/f-20 |
| Legal Description | 8-59N-1W SENWNE S2NENE LESS TAX 2 & 3 - CPWRS |
| Legal Range | 01W |
| Legal Township | 59N |
| Legal Section | 08 |
| Legal Subdivision | CPWRS |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950201 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 631 WHITE MOUNTAIN RD, SANDPOINT, ID 83864-9148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Prior Sale | Oct 28, 2013 · Amount on Record |
| Deed Document Number | 20241035551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 631 WHITE MOUNTAIN RD, SANDPOINT, ID 83864-9148 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 928298 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 928298 |
| Name | HORIZON CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,350.00 (+8.7%) Homeowner's exemption | $661,880 (-5.98%) Land $119,174 Building $542,706 | $661,880 (-5.98%) Land $119,174 Building $542,706 |
| 2025 | $2,162.00 (-25.58%) Homeowner's exemption | $703,962 (-25.57%) Land $118,904 Building $585,058 | $703,962 (-25.57%) Land $118,904 Building $585,058 |
| 2023 | $2,905.00 Homeowner's exemption | $945,783 Land $115,973 Building $829,810 | $945,783 Land $115,973 Building $829,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 88% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| E.L. Internet Northwest Fixed Wireless | 400 / 100 |
| MountainLink Fixed Wireless | 250 / 50 |
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