631 Walnut Rd, Lily, KY 40740 Property Records

Laurel County property record for 631 Walnut Rd, Lily, KY 40740

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,924 sqft · built 2002
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Jul 2020)
Tax Bill	$999 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`109-00-00-049.05`

Property Details

APN / Parcel Number

Primary APN	`109-00-00-049.05`
Alternative APNs	`340390` `66488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,924 sqft Living Area

Exterior

Year Built	Built 2002
Exterior Material	Other
Foundation Type	Block
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	340390
Street Address	631 WALNUT RD
City	LILY
State	KY
Zip	40740-3262
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-1
Legal Description	1.23 ACRES & '02 26X74 DW & GARAGE
Jurisdiction	LAUREL KY
Township / Civil Division	NORTH CORBIN
Census Block Group	1
Census Block	1023
Census Tract	971001

Owner

Source: Laurel County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	631 WALNUT RD, LILY, KY 40740-3262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK
Jul 2, 2020	Warranty Deed, Transfer KENTUCKY LAND TITLE, KENTUCKY MTG LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Sep 28, 2009 · Amount on Record
Deed Document Number	377005
Deed Book / Page	D765 / 181
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUREL KY
Recording Date	Jul 20, 2026
Property Address	631 WALNUT RD, LILY, KY 40740-3262
Document Number	0000663240
Book / Page	1470 / 329
Instrument Date	Jul 10, 2026
Instrument	2026663240
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	FIVE STAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 WALNUT RD, LILY, KY 40740-3262

Mortgage

Document Number	0000663240,
Date	Jul 20, 2026
Book Page	1470/329
Instrument	2026663240

Lender

Name	UNITED CUMBERLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUREL KY
Recording Date	Jul 2, 2020
Property Address	631 WALNUT RD, LILY, KY 40740-3262
Document Number	D765/181
Book / Page	D765 / 181
Map Reference	DB 721 PG 471
Instrument Date	Jun 29, 2020
Instrument	377005
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	KENTUCKY LAND TITLE, KENTUCKY MTG LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$128.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 WALNUT RD, 631, LILY, KY 40740-3262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 WALNUT RD, LILY, KY 40740-3262

Tax Assessment & Valuation

Source: Laurel County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Laurel County
Unified School District	Laurel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$999.00 (-1.67%)	$128,500 (-) Land $15,000 Building $113,500	$128,500 (-) Land $15,000 Building $113,500
2023	$1,016.00	$128,500	$128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 97.5% of Kentucky
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL CO WATER DISTRICT #2 serves 16,899 people · EPA ID KY0630238
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Zetalink Fixed Wireless	200 / 100

May also be available: AT&T, Spectrum, T-Mobile.

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