631 W St, Bedford, IN 47421 Property Records

Lawrence County property record for 631 W St, Bedford, IN 47421

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 878 sqft · built 1910
Lot Size0.116 acres (5,040 sqft)
OwnerIndividual Name on Record
Flood ZoneZone X (minimal risk)
APN1100157700P45N

Property Details

APN / Parcel Number

Primary APN1100157700P45N
Alternative APNs
  • 47-06-15-101-009.000-010
  • 00057305744

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area878 sqft Living Area
1st Floor Area878 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1913
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area5,040 sqft (0.116 acres)
Lot Dimensions120 ft deep x 42 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00057305744
Street Address631 W ST
CityBEDFORD
StateIN
Zip47421-1931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHERN HGTS ADD LOT 3 42 X 120
Legal SubdivisionNORTHERN HEIGHTS ADD
Legal Lot Number3
JurisdictionLAWRENCE IN
Township / Civil DivisionSHAWSWICK
Census Block Group4
Census Block4034
Census Tract951000

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address631 W ST, BEDFORD, IN 47421-1931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBedford City
CountyLawrence County
County SubdivisionShawswick Township
Unified School DistrictNorth Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$27,500 (+11.34%) Land $8,500 Building $19,000$27,500 (+11.34%) Land $8,500 Building $19,000
2023$24,700 (+5.56%) Land $8,000 Building $16,700$24,700 (+5.56%) Land $8,000 Building $16,700
2022$23,400 Land $7,800 Building $15,600$23,400 Land $7,800 Building $15,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1987–1996)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD CITY UTILITIES
serves 14,000 people · EPA ID IN5247001
Water SourceSurface water
Last State InspectionJan 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on W St

Nearby Streets

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