631 W 5th St, Monroe, MI 48161 Property Records

Monroe County property record for 631 W 5th St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,218 sqft · built 1903
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Nov 2024)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Jul 2023 Foreclosure May 2023 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00027-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00027-000`
Alternative APN	`55 190 002 70`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,218 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	308 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	382 sqft
Deck Area	186 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	631 W 5TH ST
City	MONROE
State	MI
Zip	48161-2482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BACON PLAT LOT 54
Legal Subdivision	BACON PLAT
Legal Lot Number	54
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2019
Census Tract	832100

Owner

631 W 5th St is owned and occupied by two individuals who bought it in November 2024.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	631 W 5TH ST, MONROE, MI 48161-2482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Quit Claim Deed, Foreclosure Quitclaim
May 15, 2023	Sheriff's Deed, Foreclosure
Mar 23, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 21, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Prior Sale	May 15, 2023 · Amount on File
Deed Document Number	202416720
Prior Transfer Date	Aug 20, 2012
Prior Transfer Doc	0000018778
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jul 7, 2023
Property Address	631 W 5TH ST, MONROE, MI 48161-2482
Document Number	0000010234
Map Reference	LB 2 PG 13
Instrument Date	May 11, 2023
Instrument	2023R10234
Transaction Type	Foreclosure
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7730 S UNION PARK AVE STE 400, 400, MIDVALE, UT 84047-5560

May 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONROE MI
Recording Date	May 15, 2023
Property Address	631 W 5TH ST, MONROE, MI 48161-2482
Document Number	0000007595
Map Reference	LB 2 PG 13
Instrument Date	May 4, 2023
Instrument	2023R07595
Transaction Type	Foreclosure
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	631 W 5TH ST, MONROE, MI 48161-2482
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 W 5TH ST, MONROE, MI 48161-2482

Mortgage

Document Number	0000006136
Date	Mar 23, 2022
Instrument	2022R06136

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	631 W 5TH ST, MONROE, MI 48161-2482
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 W 5TH ST, MONROE, MI 48161-2482

Mortgage

Document Number	2021R10919
Date	Apr 20, 2021
Instrument	2021R10919

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Aug 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	631 W 5TH ST, MONROE, MI 48161-2482
Document Number	0000015476
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 W 5TH ST MONROE MI 481612482, MONROE, MI 48161-2482

Mortgage

Document Number	0000015476
Date	Jul 28, 2017
Instrument	15476

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 631 W 5th St was $3,652 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,600 (+9.42%) Land $90,600	$181,200 (+9.42%) Land $181,200
2025	$3,652.00 Homeowner's exemption	$82,800 Land $82,800	$165,600 Land $165,600
2023	$1,984.00 Homeowner's exemption	$65,240	$130,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 W 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 631 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum.

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