631 W 3rd St, Centralia, IL 62801 Property Records

Clinton County property record for 631 W 3rd St, Centralia, IL 62801

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.161 acres (7,013 sqft)
Owner	Company Name on File
Last Sale	$1,025,000 (Nov 2022)
Tax Bill	$105 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-14-13-261-003`

Property Details

APN / Parcel Number

Primary APN	`15-14-13-261-003`

Exterior

Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	631 W 3RD ST
City	CENTRALIA
State	IL
Zip	62801-5408
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	51
Legal Description	SUBDIVISION PULLEN'S #3 BLOCK 2 LOT 4
Legal Subdivision	PULLENS #3
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLINTON IL
Township / Civil Division	BROOKSIDE
Census Block Group	2
Census Block	2024
Census Tract	900500

Owner

631 W 3rd St, commercial vacant land, is owned by a company that bought it in November 2022.

Source: Clinton County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	10635 FOREST LAWN CT, SAINT LOUIS, MO 63128-1549
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage PLATINUM BANK
Nov 23, 2022	Special Warranty Deed, Transfer · Commercial Mortgage FIRST BANKERS TRUST CO
Jun 23, 2021	Warranty Deed, Transfer · Commercial Mortgage FARMERS STATE BANK
Feb 22, 2021	Intrafamily Transfer, Transfer
Nov 12, 2020	Quit Claim Deed, Transfer QUAD COUNTY TITLE COMPANY INC, QUAD CNTY TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Prior Sale	Jun 23, 2021 · Amount on File
Deed Document Number	20225332
Prior Transfer Date	Oct 17, 2020
Prior Transfer Doc	0000006123
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	631 W 3RD ST, CENTRALIA, IL 62801-5408
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001117
Date	Apr 1, 2024
Instrument	2024R01117

Lender

Name	PLATINUM BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 22, 2034

Interest

Rate Type	Adjustable Rate
Rate	7.5%

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Nov 23, 2022
Property Address	631 W 3RD ST, CENTRALIA, IL 62801-5408
Document Number	0000005332
Instrument Date	Nov 17, 2022
Instrument	2022R05332
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28509 POPLAR RD, CENTRALIA, IL 62801-8149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10635 FOREST LAWN CT, SAINT LOUIS, MO 63128-1549

Mortgage

Document Number	0000005333
Date	Nov 23, 2022
Instrument	2022R05333

Lender

Name	FIRST BANKERS TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 18, 2027

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Jun 23, 2021
Property Address	631 W 3RD ST, CENTRALIA, IL 62801-5408
Document Number	0000004001
Instrument Date	Jun 18, 2021
Instrument	2021R04001
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 S BROOKSIDE ST, CENTRALIA, IL 62801-5447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28509 POPLAR RD, CENTRALIA, IL 62801-8149
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004002
Date	Jun 23, 2021
Instrument	2021R04002

Lender

Name	FARMERS STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	3.5%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IL
Recording Date	Feb 22, 2021
Property Address	631 W 3RD ST, CENTRALIA, IL 62801-5408
Document Number	0000001104
Instrument Date	Feb 10, 2021
Instrument	2021R01104
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1519 WOODS LN, CENTRALIA, IL 62801-6773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 WOODS LN, CENTRALIA, IL 62801-6773
Investor	Possibly a Property Investor

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON IL
Recording Date	Nov 12, 2020
Property Address	631 W 3RD ST, CENTRALIA, IL 62801-5408
Document Number	0000006123
Instrument Date	Oct 12, 2020
Instrument	6123
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD CNTY TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$75.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 WOODS LN CENTRALIA IL 628016773, CENTRALIA, IL 62801-6773
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 631 W 3rd St was $105, up 1% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Brookside Township
Municipality	Centralia City
Secondary School District	Centralia High School District 200 (09 - 12)
Elementary School District	Willow Grove School District 46 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$105.00 (+0.96%)	$1,620 Land $1,620	$4,860 Land $4,860
2024	$104.00
2022	$107.00 (+1.9%)	$1,160 (+7.41%) Land $1,160	$3,480 (+7.41%) Land $3,480
2021	$105.00	$1,080 Land $1,080	$3,240 Land $3,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 631 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 631 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

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