631 W 1st St, Mount Carmel, IL 62863 Property Records

Wabash County property record for 631 W 1st St, Mount Carmel, IL 62863

Property Summary

Property Type	Single Family Home
Lot Size	0.216 acres (9,439 sqft)
Owner	2 Individual Names on Record
Tax Bill	$593 (2025)
Flood Zone	Zone X (reduced by levee)
APN	`11-29-298-001`

Property Details

APN / Parcel Number

Primary APN	`11-29-298-001`
Alternative APN	`05-211-29-298-001`

Exterior

Lot Area	9,439 sqft (0.216 acres)

Location & Zoning

Street Address	631 W 1ST ST
City	MOUNT CARMEL
State	IL
Zip	62863-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBLOT 1 BLK 97 RUTTERS ADDITION 05-211-29-298-001 11-29-298-001
Legal Range	12W
Legal Township	1S
Legal Section	29
Legal Subdivision	RUTTERS ADD
Legal Block	97
Legal Lot Number	1
Jurisdiction	WABASH IL
Township / Civil Division	MOUNT CARMEL
Census Block Group	1
Census Block	1027
Census Tract	957500

Owner

Source: Wabash County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1000, MOUNT CARMEL, IL 62863-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Book / Page	11 / 29
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Wabash County
Municipality	Mount Carmel City
Unified School District	Wabash Community Unit School District 348 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00 (-9.47%)	$27,160 (+8.95%) Land $1,300 Building $25,860	$81,480 (+8.95%) Land $3,900 Building $77,580
2024		$24,930 (+18.94%) Land $1,190 Building $23,740	$74,790 (+18.94%) Land $3,570 Building $71,220
2022	$655.00 Homeowner's exemption Senior Citizen's exemption	$20,960 Land $1,000 Building $19,960	$62,880 Land $3,000 Building $59,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT CARMEL serves 7,015 people · EPA ID IL1850200
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20