631 Upper Springs Rd, Pickens, SC 29671 Property Records

Pickens County property record for 631 Upper Springs Rd, Pickens, SC 29671

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,311 sqft · built 2018
Lot Size6.98 acres (304,484 sqft)
OwnerTrust Name on File
Tax Bill$1,208 (2025)
Deeds & MortgagesJan 2020 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4153-00-65-2281

Property Details

APN / Parcel Number

Primary APN4153-00-65-2281
Alternative APN
  • R0045333

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,311 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialSiding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialShingle
Lot Area304,484 sqft (6.98 acres)
TerrainOther
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area443 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace

Location & Zoning

Account NumberR0045333
Old Parcel Number4153 00 65 2281
Street Address631 UPPER SPRINGS RD
CityPICKENS
StateSC
Zip29671-7809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW/SIDE NINE TIMES CREEK RD, ROCK POINT SUB, TRACT 10
Legal SubdivisionROCK POINT
Legal Phase10
Legal Tract10
Legal Block65
JurisdictionPICKENS SC
Township / Civil DivisionSIX MILE
Census Block Group2
Census Block2010
Census Tract10202

Owner

631 Upper Springs Rd is owner-occupied and held in a trust since August 2025.

Source: Pickens County records, as of February 9, 2026

Owner of RecordTrust Name on File
Co-owner2 Co-owners on File
Mailing Address631 UPPER SPRINGS RD, PICKENS, SC 29671-7809
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Aug 27, 2018Loan Modification, Mortgage
SOUTH ST BK
Dec 27, 2017Deed, Construction Loan · Construction Mortgage
SOUTH STATE BANK

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleAug 5, 2025
Deed SaleAug 5, 2025
Prior SaleDec 27, 2017 · Amount on File
Deed Document Number202511382
Deed Book / Page2844 / 117
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPICKENS SC
Property Address631 UPPER SPRINGS RD, PICKENS, SC 29671-7809
Transaction TypeMortgage
Record UpdatedAug 31, 2022
Title CompanyRADIAN TITLE INS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000411
DateJan 10, 2020
Book Page5594/056
Instrument202000411
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPICKENS SC
Property Address631 UPPER SPRINGS RD, PICKENS, SC 29671-7809
Transaction TypeMortgage
Record UpdatedAug 31, 2022
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013626
DateSep 9, 2020
Book Page5725/183
Instrument202013626
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPICKENS SC
Property Address631 UPPER SPRINGS RD, PICKENS, SC 29671-7809
Document Number0000012960
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 UPPER SPRINGS RD PICKENS SC 296717809, PICKENS, SC 29671-7809

Mortgage

Document Number0000012960
DateSep 4, 2018
Book Page005391/000339
Instrument12960
Lender
NameSOUTH ST BK
TypeBank
AddressCHARLESTON, SC 29423
Agreement
AmountAmount on Record
Term360 Months
DueSep 3, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

December 2017: Deed, Construction Loan

Document TypeDeed
JurisdictionPICKENS SC
Recording DateDec 27, 2017
Property Address631 UPPER SPRINGS RD, PICKENS, SC 29671-7809
Document Number0000019961
Book / Page1920 / 206
Instrument DateDec 22, 2017
Instrument201719961
Transaction TypeConstruction Loan
Record UpdatedAug 31, 2022

Transaction

AmountAmount on Record
Tax$629.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1350, PICKENS, SC 29671-1350

Mortgage

Document Number0000019962
DateDec 27, 2017
Instrument201719962
Lender
NameSOUTH STATE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 631 Upper Springs Rd was $1,208, up 8.2% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyPickens County
Unified School DistrictPickens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,208.00 (+8.24%)$10,929 (+17.78%) Land $1,159 Building $9,770$815,900 (+116.19%) Land $366,500 Building $449,400
2024$1,116.00 (+1.45%)$9,279 (-) Land $999 Building $8,280$377,400 (+62.68%) Land $170,300 Building $207,100
2023$1,100.00 (-1.96%)$9,279 (-) Land $999 Building $8,280$231,985 (-) Land $24,885 Building $207,100
2022$1,122.00$9,279 Land $999 Building $8,280$231,985 Land $24,885 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 Upper Springs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Upper Springs Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 59% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK POINT HOA
private · serves 70 people · EPA ID SC3950007
Water SourceGroundwater
Last State InspectionJun 2021
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Carolina Rural Telephone Cooperative
Fiber
8,000 / 8,000

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