631 Tern Ct, Corolla, NC 27927 Property Records

Currituck County property record for 631 Tern Ct, Corolla, NC 27927

Property Summary

Property TypeSingle Family Home
Details7 bd · 8 ba · 3,694 sqft · built 2004
OwnerIndividual Name on File
Last Sale$573,500 (Apr 2020)
Tax Bill$7,684 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Jul 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN9944-07-4493

Property Details

APN / Parcel Number

Primary APN9944-07-4493
Alternative APNs
  • 126A0000004000H
  • 000151622
  • 9944-07

Interior

Bedrooms7 Beds
Full Baths8 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,694 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Architectural StyleContemporary
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area336 sqft
PorchPorch
Porch Area816 sqft
Patio Area960 sqft
Shed1 Shed
Shed Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000151622
Street Address631 TERN CT
CityCOROLLA
StateNC
Zip27927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 SECT H OCEAN SANDS
Legal SubdivisionOCEAN SANDS
Legal Lot Number4
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1080
Census Tract110101

Owner

Source: Currituck County records · APN 9944-07-4493

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address23 LIMEKILN RD, HAMBURG, NJ 07419-1702
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jul 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 06, 2019Grant Deed, Transfer · Line of Credit
TCF NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2020 · Amount on Record
Deed SaleApr 23, 2020 · Amount on Record
Prior SaleNov 22, 2010 · Amount on Record
Deed Document Number0001531904
Deed Book / Page1531 / 904
Record UpdatedJun 08, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateApr 23, 2020
Property Address631 TERN CT, COROLLA, NC 27927
Document Number0015310904
Book / Page1531 / 904
Map ReferenceMB 5 PG 14
Instrument DateApr 02, 2020
Instrument350784
Transaction TypeTransfer
Record UpdatedFeb 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,882.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7600 LANDMARK WAY #615615, 7600, HAMBURG, VA

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 LIME KILN ROAD, HAMBURG, WA

Mortgage

Document Number350785
DateApr 23, 2020
Instrument350785
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCURRITUCK NC
Recording DateJul 12, 2019
Property Address631 TERN CT, COROLLA, NC 27927
Document Number0014900423
Book / Page001490 / 000423
Instrument DateJul 05, 2019
Instrument344186
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 ASHE ST KEY WEST FL 330407182, KEY WEST, FL 33040-7182

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCURRITUCK NC
Recording DateJun 06, 2019
Property Address631 TERN CT, COROLLA, NC 27927
Document Number0014860087
Book / Page001486 / 000087
Instrument DateMay 08, 2019
Instrument343436
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,460.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 ASHE ST KEY WEST FL 330407182, KEY WEST, FL 33040-7182

Mortgage

Document Number14860107
DateJun 06, 2019
Book Page001486/000107
Instrument343438
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 05, 2049
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number14860091,
DateJun 06, 2019
Book Page001486/000091
Instrument343437
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueJun 05, 2049

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,684.00 (-0.13%)$648,100 (-) Land $150,000 Building $498,100
2024$7,694.00 (+8.17%)$648,100 (-) Land $150,000 Building $498,100
2023$7,113.00 (+27.68%)$648,100 (-) Land $150,000 Building $498,100$648,100 (-) Land $150,000 Building $498,100
2022$5,571.00$648,100 Land $150,000 Building $498,100$648,100 (-) Land $150,000 Building $498,100
2021$648,100 Land $150,000 Building $498,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Currituck County (37053C), updated June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370531101011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,596 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,634 units insured
incl. 38 condo units
Nearby Flood Claims390 (1989–2026)
Claims Outside the SFHA313 of 390
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Hurricane Dorian, Sep 2019 · 18 claims
  • Hurricane Matthew, Oct 2016 · 64 claims
  • Hurricane Irene, Aug 2011 · 20 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedCurrituck Shooting Club
listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 172 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Brightspeed.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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