631 Studio Rd, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 631 Studio Rd, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	2,097 sqft · built 1954
Lot Size	0.18 acres (7,854 sqft)
Owner	Individual Name on File
Last Sale	$83,734 (Feb 2017)
Tax Bill	$11,292 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`49-01306-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`49-01306-0000-00002`
Alternative APNs	`4900077C00005` `490130600002`

Interior

Stories	1 Story
Building Area	2,097 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	7,854 sqft (0.18 acres)
Lot Dimensions	102 ft deep x 77 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900077C00005
Street Address	631 STUDIO RD
City	RIDGEFIELD
State	NJ
Zip	07657-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	77X102
Legal Subdivision	BERGEN BLVD HM BLDG COMPA
Legal Block	1306
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1007
Census Tract	45102

Owner

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	631 STUDIO RD, RIDGEFIELD, NJ 07657-1919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Feb 21, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Feb 26, 2003
Deed Document Number	201716335
Deed Book / Page	2541 / 550
Last Transfer Date	Apr 1, 2025
Transfer Doc	0054770013
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	631 STUDIO RD, RIDGEFIELD, NJ 07657-1919
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043281615
Date	Aug 13, 2021
Book Page	4328/1615
Instrument	2021130642

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 21, 2017
Property Address	631 STUDIO RD, RIDGEFIELD, NJ 07657-1919
Document Number	0025410550
Book / Page	002541 / 000550
Instrument Date	Jan 18, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$83.73
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 STUDIO RD RIDGEFIELD NJ 076571919, RIDGEFIELD, NJ 07657-1919

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,400 (-23.13%) Land $408,800 Building $103,600	$512,400 (-23.13%) Land $408,800 Building $103,600
2025	$11,292.00 (+1.43%)	$666,600 (+3%) Land $393,800 Building $272,800	$666,600 (+3%) Land $393,800 Building $272,800
2024	$11,133.00 (+2.89%)
2023		$647,200 Land $366,300 Building $280,900	$647,200 Land $366,300 Building $280,900
2022	$10,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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