631 Stonegate Dr, Sycamore, IL 60178 Property Records

DeKalb County property record for 631 Stonegate Dr, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,047 sqft · built 2009
Lot Size	0.02 acres (899 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Dec 2021)
Tax Bill	$4,123 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-20-326-139`

Property Details

APN / Parcel Number

Primary APN	`06-20-326-139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
Gross Area	1,257 sqft
1st Floor Area	1,047 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	899 sqft (0.02 acres)
Garage Type	Attached
Garage Area	210 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0620326139
Street Address	631 STONEGATE DR
City	SYCAMORE
State	IL
Zip	60178-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DWELLING PARCEL 20-6 - ASSESSMENT PLAT OF LOT 20 STONEGATE AT HERON CREEK PHASE THREE
Legal Subdivision	STONEGATE AT HERON CREEK
Legal Phase	3
Legal Lot Number	20
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	3
Census Block	3055
Census Tract	402

Owner

Source: DeKalb County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1569 GRANGE RD, DEKALB, IL 60115-8539
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 6, 2021	Re-recorded Document E-CHICAGO TITLE, CHICAGO TITLE
Oct 22, 2019	Deed of Trust, Mortgage AMERICAN PORTFOLIO MTG
Nov 6, 2018	Warranty Deed, Transfer AMERICAN PORTFOLIO MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	202115765
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	0000015764
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 6, 2021
Property Address	631 STONEGATE DR, SYCAMORE, IL 60178-8943
Document Number	0000015765
Map Reference	DOC 2009013450
Instrument Date	Nov 29, 2021
Instrument	2021015765
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1569 GRANGE RD, DEKALB, IL 60115-8539

Mortgage

Document Number	0000015766
Date	Dec 6, 2021
Instrument	2021015766

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

December 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DE KALB IL
Recording Date	Dec 6, 2021
Property Address	631 STONEGATE DR, SYCAMORE, IL 60178-8943
Document Number	0000015764
Map Reference	DOC 2009013450
Instrument Date	Nov 1, 2021
Instrument	2021015764
Record Updated	Dec 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	631 STONEGATE DR, SYCAMORE, IL 60178-8943

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	631 STONEGATE DR, SYCAMORE, IL 60178-8943
Document Number	0000011003
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	631 STONEGATE DR SYCAMORE IL 601788943, SYCAMORE, IL 60178-8943

Mortgage

Document Number	0000011003
Date	Nov 26, 2019
Instrument	11003

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 6, 2018
Property Address	631 STONEGATE DR, SYCAMORE, IL 60178-8943
Document Number	0000010345
Instrument Date	Nov 1, 2018
Instrument	10345
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	631 STONEGATE DR SYCAMORE IL 601788943, SYCAMORE, IL 60178-8943

Mortgage

Document Number	10346
Date	Nov 6, 2018
Instrument	10346

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,746 (+16.48%) Land $12,934 Building $39,812	$158,238 (+16.48%) Land $38,802 Building $119,436
2024	$4,123.00
2023		$45,285 Land $11,105 Building $34,180	$135,855 Land $33,315 Building $102,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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