631 State St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 631 State St, Ripon, WI 54971 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1901
Square Footage	880 sqft Living Area
Lot Size	13,591 sqft (0.312 acres)
Garage	Detached, 896 sqft
Occupancy	Owner Occupied
Tax Bill	$680.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CE-776-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	880 sqft Living Area
1st Floor	880 sqft 1st Floor
Attic Area	160 sqft Attic
Attic	1 Attic
Basement Area	320 sqft Basement
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Roof Material	Composition Shingle Roof
Lot Area	13,591 sqft (0.312 acres)
Depth X Width	12.6 ft x 10.8 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	896 sqft Garage
Shed	1 Shed
Shed Area	96 sqft Shed
Deck Area	200 sqft Deck

Utilities and HVAC

Cooling System	None Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Street Address	631 STATE ST
City	RIPON
State	WI
Zip	54971-1429
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S20 T16N R14E CERESCO PLAT THE N 126.25' OF W 1/2 OF LOT 2 BLK 17 AS REC IN V374-621 (V907-251 & V1023-831) .313A
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	CERESCO PLAT
Legal Block	17
Legal Lot Number	2
Jurisdiction	FOND DU LAC WI
Minor Civil Division	RIPON
Census Blockgroup	4
Census Block	4007
Census Tract	41600

Owner

Source: Fond Du Lac County records · APN RIP-16-14-99-CE-776-00

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	631 STATE ST, RIPON, WI 54971-1429
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	631 STATE ST, RIPON, WI 54971-1429
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 STATE ST, RIPON, WI 54971-1429

Mortgage

Document Number	1150045
Date	Apr 28, 2021
Instrument	1150045

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$680.00 (-30.4%)	$57,700 (-) Land $23,000 Building $34,700	$88,993 (+31.28%) Land $35,474 Building $53,519
2023	$977.00 Homeowner's exemption	$57,700 Land $23,000 Building $34,700	$67,787 Land $27,021 Building $40,766