631 Shady Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 631 Shady Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,200 (Oct 2021)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-8.0-28.0-2-001-003.06`

Property Details

APN / Parcel Number

Primary APN	`01-8.0-28.0-2-001-003.06`

Interior

Full Baths	2 Baths
Building Area	960 sqft Living Area
Gross Area	1,440 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Stoop
Porch Area	36 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	631 SHADY CT
City	ARNOLD
State	MO
Zip	63010-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	DORNSEIF TERRACE ADD LOT 6
Legal Range	6E
Legal Township	43N
Legal Section	28
Legal Subdivision	DORNSEIF TERRACE ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2000
Census Tract	700111

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 SHADY CT, ARNOLD, MO 63010-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	202144228
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 7, 2021
Property Address	631 SHADY CT, ARNOLD, MO 63010-2333
Document Number	2021R044228
Map Reference	MB 127 PG 1
Instrument Date	Sep 29, 2021
Instrument	2021R-044228
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 TIMBER CREEK LN, 1024, IMPERIAL, MO 63052-2106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 SHADY CT, ARNOLD, MO 63010-2333

Mortgage

Document Number	2021R044229
Date	Oct 7, 2021
Instrument	2021R-044229

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,200 (-) Land $2,500 Building $23,700	$137,800 (-) Land $13,200 Building $124,600
2025	$1,775.00 (+5.78%)	$26,200 (+9.17%) Land $2,500 Building $23,700	$137,800 (-) Land $13,200 Building $124,600
2024	$1,678.00 (+0.6%)		$137,800 (+9.02%) Land $13,200 Building $124,600
2023	$1,668.00	$24,000 Land $2,500 Building $21,500	$126,400 Land $13,200 Building $113,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	30 (1978–2019)
Claims Outside the SFHA	4 of 30
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 3 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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