Madison County property record for 631 S Main St, Lapel, IN 46051
| Property Type | Commercial Office |
|---|---|
| Details | 3,190 sqft · built 1958 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2023) |
| Tax Bill | $1,884 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-10-28-401-007.000-032 |
| Primary APN | 48-10-28-401-007.000-032 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,190 sqft Total Area |
| 1st Floor Area | 2,378 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 871 sqft (0.02 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 00001330460 |
|---|---|
| Street Address | 631 S MAIN ST |
| City | LAPEL |
| State | IN |
| Zip | 46051-5542 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | OP 16' N SD 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT: |
| Legal Subdivision | ORIGINAL PLAT OF THE TOWN OF LAPEL |
| Jurisdiction | MADISON IN |
| Township / Civil Division | STONY CREEK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11100 |
631 S Main St, a commercial property, is owned by an individual who bought it in September 2023.
Source: Madison County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 S MAIN ST, LAPEL, IN 46051-5542 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on File |
| Deed Sale | Sep 15, 2023 · Amount on File |
| Deed Document Number | 202312985 |
| Prior Transfer Date | Sep 13, 2023 |
| Prior Transfer Doc | 2023R12985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Sep 15, 2023 |
| Property Address | 631 S MAIN ST, LAPEL, IN 46051-5542 |
| Document Number | 2023R12985 |
| Map Reference | BK 1 PG 70 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023R12985 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 S MAIN ST, LAPEL, IN 46051-5542 |
| Name | Verified Name |
|---|---|
| Address | 635 S MAIN ST, LAPEL, IN 46051-5542 |
The 2025 property tax bill for 631 S Main St was $1,884, up 21% from the year before.
Source: Madison County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Stony Creek Township |
| Municipality | Lapel Town |
| Unified School District | Frankton-Lapel Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,884.00 (+21%) | $62,800 Land $3,000 Building $59,800 | $62,800 Land $3,000 Building $59,800 |
| 2024 | $1,557.00 | ||
| 2023 | $57,600 (-) Land $1,000 Building $56,600 | $57,600 (-) Land $1,000 Building $56,600 | |
| 2022 | $1,721.00 | $57,600 Land $1,000 Building $56,600 | $57,600 Land $1,000 Building $56,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 631 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 631 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAPEL MUNICIPAL WATER COMPANY serves 2,379 people · EPA ID IN5248013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| On-Ramp Indiana Fiber · Fixed Wireless | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, T-Mobile, Verizon.
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