631 S Albert St, Mount Prospect, IL 60056 Property Records

Cook County property record for 631 S Albert St, Mount Prospect, IL 60056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,190 sqft · built 1959
Lot Size0.193 acres (8,400 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Apr 2013)
Tax Bill$10,545 (2023)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN08-12-427-016

Property Details

APN / Parcel Number

Primary APN08-12-427-016
Alternative APN
  • 08-12-427-016-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,190 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1960
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address631 S ALBERT ST
CityMOUNT PROSPECT
StateIL
Zip60056-3903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SURETYS) (BONNIE) (PARK) SUB OF LT2 IN O EHLERKINGS DIVN IN SE SE SEC 12-41-11
Legal Range11E
Legal Township41N
Legal Section12
Legal SubdivisionSURETYS BONNIE PARK
Legal Block4
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionELK GROVE
Census Block Group3
Census Block3009
Census Tract804901

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address631 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2013 · Amount on Record
Deed SaleApr 3, 2013 · Amount on Record
Prior SaleMay 11, 2011 · Amount on Record
Deed Document Number201315015
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address631 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010508230
DateApr 15, 2021
Instrument2110508230
Lender
NameCU/AMERICA FINANCIAL SERVICES INC
TypeCredit Union
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term235 Months
DueNov 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionElk Grove Township
MunicipalityMount Prospect Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictMount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,359 (+24.74%) Land $12,600 Building $38,759$513,590 (+24.74%) Land $126,000 Building $387,590
2023$10,545.00 (+4.29%)
2022$10,111.00 Homeowner's exemption$41,173 Land $10,500 Building $30,673$411,730 Land $105,000 Building $306,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1987–2007)
Claims Outside the SFHA2 of 6
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT PROSPECT
serves 41,000 people · EPA ID IL0311980
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionAug 2025
Also Mapped HereDES PLAINES
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75

May also be available: T-Mobile.

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