Lee County property record for 631 Rum Rd, Captiva, FL 33924 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,987 sqft · built 2020 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,381,500 (Jul 2026) |
| Tax Bill | $15,022 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-17-00006.0020 |
| Primary APN | 05-45-21-17-00006.0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,987 sqft Living Area |
| Gross Area | 4,164 sqft |
| 1st Floor Area | 1,055 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 175 ft deep x 80 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 202 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 250 sqft |
|---|---|
| Porch | Florida Room |
| Patio Area | 506 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003656 |
|---|---|
| Street Address | 631 RUM RD |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH END CAPTIVA IS PB1 PG61 PT LT4 AKA LT 2 BLK 6 CASTAWAY KEY |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | UPPER CAPTIVA ISLAND |
| Legal Tract | 17 |
| Legal Block | 6 |
| Legal Lot Number | 4,2 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 80100 |
Source: Lee County records · APN 05-45-21-17-00006.0020
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19741 E CLEAR BROOK RD, OWASSO, OK 74055-7787 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION |
| Mar 09, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 12, 2018 | Warranty Deed, Transfer · Conventional with PMI NORTH CAPTIVA PROPERTIES LLC |
| Mar 15, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 2026186803 |
| Prior Transfer Date | Sep 20, 2004 |
| Prior Transfer Doc | 0006475789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 631 RUM RD, CAPTIVA, FL 33924 |
| Document Number | 0000186803 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026186803 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | MORTGAGE SERVICES, MORTGAGE SERVICING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $976,720.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19741 E CLEAR BROOK RD, OWASSO, OK 74055-7787 |
| Document Number | 0000186804, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026186804 |
| Name | LIBERTY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 09, 2022 |
| Property Address | 631 RUM RD, CAPTIVA, FL 33924 |
| Document Number | 0000079054 |
| Instrument Date | Mar 01, 2022 |
| Instrument | 2022000079054 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 510, SAINT JAMES CITY, FL 33956-0510 |
| Name | Verified Name |
|---|---|
| Address | 5500 DANA RD, FORT MYERS, FL 33905-7513 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 12, 2018 |
| Property Address | 631 RUM RD, CAPTIVA, FL 33924 |
| Document Number | 0000141306 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 141306 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 21087 TORRE DEL LAGO ST ESTERO FL 339286424, ESTERO, FL 33928-6424 |
| Document Number | 141307 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 141307 |
| Name | NORTH CAPTIVA PROPERTIES LLC |
|---|---|
| Address | 15150 BAIN RD, FORT MYERS, FL 33908-1829 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 11, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 15, 2017 |
| Property Address | 631 RUM RD, CAPTIVA, FL 33924 |
| Document Number | 0000055503 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 55503 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 510 ST JAMES CITY FL 339560510, ST JAMES CITY, FL 33956-0510 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,022.00 (+9.5%) | $926,191 (-15.42%) | $1,192,809 (+8.93%) Land $434,523 Building $758,286 |
| 2023 | $13,719.00 (+8.27%) | $1,095,027 (+9.89%) Land $334,898 Building $760,129 | $1,095,027 (+9.89%) Land $334,898 Building $760,129 |
| 2022 | $12,671.00 | $996,446 Land $408,848 Building $587,598 | $996,446 Land $408,848 Building $587,598 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 774 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured 83 under condo master policies |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 990 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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