631 Riverview Dr, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 631 Riverview Dr, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,851 sqft · built 1988
Lot Size	0.989 acres (43,087 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Nov 2019)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	Jan 2020 Refinance Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:08K B:0002 L:C53`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:08K B:0002 L:C53`
Alternative APN	`7196`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,851 sqft Living Area
Gross Area	4,544 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,087 sqft (0.989 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7196
Street Address	631 RIVERVIEW DR
City	CHATHAM
State	MA
Zip	02633-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Block	2
Legal Lot Number	C53
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2006
Census Tract	10600

Owner

631 Riverview Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	631 RIVERVIEW DR, CHATHAM, MA 02633-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Nov 26, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CAPE COD FIVE CENTS SVGS BK
Dec 18, 2017	Deed of Trust, Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Apr 4, 2012 · Amount on File
Deed Document Number	20191384576
Prior Transfer Date	Nov 12, 2019
Prior Transfer Doc	1384576
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	631 RIVERVIEW DR, CHATHAM, MA 02633-1118
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001389443
Date	Jan 31, 2020
Instrument	1389443

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Nov 26, 2019
Property Address	631 RIVERVIEW DR, CHATHAM, MA 02633-1118
Document Number	0001384576
Instrument Date	Nov 12, 2019
Instrument	1384576
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,560.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 RIVERVIEW DR CHATHAM MA 026331118, CHATHAM, MA 02633-1118

Mortgage

Document Number	1384577
Date	Nov 26, 2019
Instrument	1384577

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	631 RIVERVIEW DR, CHATHAM, MA 02633-1118
Document Number	0001337150
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001337150
Date	Dec 22, 2017
Instrument	1337150

Lender

Name	ROCKLAND TR

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 631 Riverview Dr was $4,866, up 2.1% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,866.00 (+2.06%)	$1,402,200 (+4.98%) Land $419,300 Building $982,900	$1,668,105
2024	$4,768.00 (+3.72%)	$1,335,700 (+12.73%) Land $395,500 Building $940,200
2023	$4,597.00	$1,184,900 Land $329,600 Building $855,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 Riverview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	35 (1978–2009)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Oct 2009 · tidal / storm surge
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Winter Coastal Storm, Dec 1992 · 2 claims Coastal Storm, Oct 1991 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Riverview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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