631 Ridgeway Ct, Monroe, OH 45050 Property Records

Butler County property record for 631 Ridgeway Ct, Monroe, OH 45050

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,746 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$275,200 (Mar 2025)
Tax Bill	$4,995 (2025)
Deeds & Mortgages	May 2025 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C1800-005-130-080`

Property Details

APN / Parcel Number

Primary APN	`C1800-005-130-080`
Alternative APNs	`1300700` `75688` `76618`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,746 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	2,148 sqft
Basement Area	550 sqft
Finished Basement	480 sqft
Unfinished Basement	70 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Brick/Stone
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	160 ft deep x 121 ft wide
Terrain	Above Road/Slope
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 RIDGEWAY CT
City	MONROE
State	OH
Zip	45050-1082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	998 ENT
Legal Subdivision	BRITTANY HEIGHTS SEC 04
Legal Lot Number	998
Jurisdiction	BUTLER OH
Township / Civil Division	LEMON
Census Block Group	1
Census Block	1012
Census Tract	11200

Owner

631 Ridgeway Ct is owned by a company that bought it in March 2025.

Source: Butler County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	103 N BROOKWOOD AVE, HAMILTON, OH 45013-1211
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING INC
Jun 28, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	20257219
Deed Book / Page	10191 / 558
Prior Transfer Date	Mar 5, 2025
Prior Transfer Doc	0000007219
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	631 RIDGEWAY CT, MONROE, OH 45050-1082
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 RIDGEWAY CT, MONROE, OH 45050-1082

Mortgage

Document Number	0000015908
Date	May 14, 2025
Book Page	10216/1800
Instrument	2025-00015908

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jun 28, 2022
Property Address	631 RIDGEWAY CT, MONROE, OH 45050-1082
Document Number	0000028734
Book / Page	9866 / 348
Instrument Date	May 31, 2022
Instrument	2022-00028734
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 RIDGEWAY CT, MONROE, OH 45050-1082

Mortgage

Document Number	0009866350
Date	Jun 28, 2022
Instrument	9866/350

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 631 Ridgeway Ct was $4,995, up 2.1% from the year before.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Lemon Township
Municipality	Monroe City
Unified School District	Monroe Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,995.00 (+2.11%)	$99,750 Land $11,250 Building $88,500	$285,000 Land $32,140 Building $252,860
2024	$4,892.00 (+6.6%)
2023	$4,589.00 (+26.42%)	$99,750 (+39.55%) Land $11,250 Building $88,500	$285,000 Land $32,140 Building $252,860
2022	$3,630.00	$71,480 Land $11,250 Building $60,230
2020			$204,220 Land $32,140 Building $172,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 631 Ridgeway Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Ridgeway Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 15,600 people · EPA ID OH0902012
Water Source	Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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