631 Rainbow Ter, Effort, PA 18330 Property Records

Monroe County property record for 631 Rainbow Ter, Effort, PA 18330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,317 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2023)
Tax Bill	$3,273 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02.17B.1.205`

Property Details

APN / Parcel Number

Primary APN	`02.17B.1.205`
Alternative APN	`02632003443794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,317 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02632003443794
Street Address	631 RAINBOW TER
City	EFFORT
State	PA
Zip	18330-7743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 205 SEC 3
Legal Subdivision	BIRCH HOLLOW ESTATES
Legal Block	44
Legal Lot Number	205
Jurisdiction	MONROE PA
Township / Civil Division	CHESTNUTHILL
Census Block Group	3
Census Block	3023
Census Tract	301204

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 RAINBOW TER, EFFORT, PA 18330-7743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Sep 23, 2022	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL HOME MORTGAGE CORP
May 19, 2021	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on Record
Deed Sale	Mar 7, 2023 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Document Number	20235376
Deed Book / Page	2627 / 2329
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE PA
Recording Date	Mar 7, 2023
Property Address	631 RAINBOW TER, EFFORT, PA 18330-7743
Document Number	0000005376
Book / Page	2627 / 2329
Map Reference	MB 52 PG 123
Instrument Date	Feb 10, 2023
Instrument	202305376
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	ACRE SETTLEMENT SERVICES LLC, ABE SETTLEMENT SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	631 RAINBOW TER, EFFORT, PA 18330-7743

Mortgage

Document Number	0000005377
Date	Mar 7, 2023
Instrument	202305377

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	631 RAINBOW TER, EFFORT, PA 18330-7743
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	TRIDENT LAND TRANSFER CO LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029571
Date	Sep 23, 2022
Book Page	2618/2598
Instrument	202229571

Lender

Name	RESIDENTIAL HOME MORTGAGE CORP
Type	Mortgage Company
Address	HAMPTON, NJ 08827

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE PA
Recording Date	May 19, 2021
Property Address	631 RAINBOW TER, EFFORT, PA 18330-7743
Document Number	0000016882
Book / Page	2577 / 2886
Map Reference	MB 52 PG 123
Instrument Date	Apr 30, 2021
Instrument	202116882
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	FIRST PATRIOT ABSTRACT COMPANY, FIRST PATRIOT ABSTRACT OF LE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 RAINBOW TER, EFFORT, PA 18330-7743

Mortgage

Document Number	0000016883
Date	May 19, 2021
Instrument	202116883

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Monroe County
County Subdivision	Chestnuthill Township
Unified School District	Pleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,273.00 (+151.96%)	$173,620 (+6.53%) Land $30,000 Building $143,620
2025	$1,299.00 (+20.17%)	$162,970 (-) Land $30,000 Building $132,970
2024	$1,081.00 (+12.72%)	$162,970 (-) Land $30,000 Building $132,970
2023	$959.00	$162,970 Land $30,000 Building $132,970
2019			$173,620 Land $30,000 Building $143,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 96% of Pennsylvania
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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