631 Q St, Merced, CA 95341 Property Records

Merced County property record for 631 Q St, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 1,568 sqft · built 1966
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Aug 2024)
Tax Bill	$7,020 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone AO (high risk)
APN	`032-183-034-000`

Property Details

APN / Parcel Number

Primary APN	`032-183-034-000`
Alternative APN	`032-183-034`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	12,600 sqft (0.289 acres)
Garage Type	Attached
Garage Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	032-183-034
Street Address	631 Q ST
City	MERCED
State	CA
Zip	95341-6558
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	MERCED POR LOT 3 BLK 526
Legal Subdivision	MERCED
Legal Block	526
Legal Lot Number	3
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2004
Census Tract	1503

Owner

631 Q St, a residential property, is owned by two individuals who bought it in August 2024.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3617 GEORGEANN PL, CERES, CA 95307-9310
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PS FNDG INC
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit AMAZON FUND LLC
Jan 11, 2019	Grant Deed, Transfer · Commercial Mortgage PS FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Prior Sale	Jan 11, 2019 · Amount on File
Deed Document Number	202418683
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	631 Q ST, MERCED, CA 95341-6558
Document Number	0000004254
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	631 Q ST MERCED CA 953416558, MERCED, CA 95341-6558

Mortgage

Document Number	0000004254
Date	Feb 6, 2020
Instrument	4254

Lender

Name	PS FNDG INC
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	631 Q ST, MERCED, CA 95341-6558
Document Number	0000007947
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	631 Q ST MERCED CA 953416558, MERCED, CA 95341-6558

Mortgage

Document Number	0000007947
Date	Mar 21, 2019
Instrument	7947

Lender

Name	AMAZON FUND LLC
Address	1260 41ST AVE # O, CAPITOLA, CA 95010-3929

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 11, 2019
Property Address	631 Q ST, MERCED, CA 95341-6558
Document Number	0000001145
Map Reference	VOL 2 PG 59
Instrument Date	Dec 20, 2018
Instrument	2019001145
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 W 16TH ST, MERCED, CA 95340-4627

Mortgage

Document Number	0000001146
Date	Jan 11, 2019
Instrument	2019001146

Lender

Name	PS FUNDING INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	25 Months
Due	Feb 1, 2021

Mortgage

Document Number	0000001146
Date	Jan 11, 2019
Instrument	2019001146

Lender

Name	PS FUNDING INC
Type	Non-Lending Institution
Address	EL SEGUNDO, CA 90245

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	25 Months
Due	Feb 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 631 Q St was $7,020.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,600 (+1.77%) Land $107,100 Building $535,500
2025	$7,020.00	$631,400 Land $105,000 Building $526,400
2023	$2,965.00 (+1.23%)	$273,464 Land $67,547 Building $205,917
2022	$2,929.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 631 Q St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 65 policies
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2005)
Most Recent Claim	Mar 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Q St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

Nearby Properties on Q St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures