631 Park St, Willard, OH 44890 Property Records

Huron County property record for 631 Park St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Sep 2017)
Tax Bill	$918 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-0270-04-021-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0270-04-021-0000`
Alternative APN	`492581`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	150 ft deep x 33 ft wide
Terrain	High
Porch	Slab
Porch Area	344 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	492581
Street Address	631 PARK ST
City	WILLARD
State	OH
Zip	44890-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1215
Legal Subdivision	CITY/WILLARD
Legal Lot Number	1215
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	1
Census Block	1011
Census Tract	916300

Owner

631 Park St is owned and occupied by an individual who bought it in September 2017.

Source: Huron County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	631 PARK ST, WILLARD, OH 44890-1350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit TELHIO CREDIT UNION
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 8, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Prior Sale	Dec 26, 2013 · Amount on File
Deed Document Number	20175272
Prior Transfer Date	Jun 21, 2017
Prior Transfer Doc	0000003814
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Recording Date	Apr 13, 2026
Property Address	631 PARK ST, WILLARD, OH 44890-1350
Document Number	0000001835
Instrument Date	Apr 2, 2026
Instrument	20261835
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 PARK ST, WILLARD, OH 44890-1350

Mortgage

Document Number	0000001835,
Date	Apr 13, 2026
Instrument	20261835

Lender

Name	TELHIO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	631 PARK ST, WILLARD, OH 44890-1350
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 PARK ST, WILLARD, OH 44890-1350

Mortgage

Document Number	0000005341
Date	Aug 22, 2022
Instrument	202208220005341

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 12, 2032

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Sep 8, 2017
Property Address	631 PARK ST, WILLARD, OH 44890-1350
Document Number	0000005272
Instrument Date	Sep 7, 2017
Instrument	201709080005272
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 PARK ST, WILLARD, OH 44890-1350

Mortgage

Document Number	0000005273
Date	Sep 8, 2017
Instrument	201709080005273

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 631 Park St was $918 with a homeowner's exemption, down 5.6% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00 (-5.56%)	$28,160 (-) Land $3,180 Building $24,980	$80,440 (-) Land $9,080 Building $71,360
2024	$972.00 (+9.95%)	$28,160 (+19.42%) Land $3,180 Building $24,980	$80,440 Land $9,080 Building $71,360
2023	$884.00 (-1.34%)	$23,580 (-) Land $2,310 Building $21,270
2022	$896.00	$23,580 Land $2,310 Building $21,270
2021			$67,380 Land $6,600 Building $60,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 631 Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 631 Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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