631 Outerbridge Dr, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 631 Outerbridge Dr, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,838 sqft · built 2011
Lot Size	0.309 acres (13,476 sqft)
Owner	2 Individual Names on File
Last Sale	$822,400 (May 2026)
Tax Bill	$8,440 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
APN	`10836`

Property Details

APN / Parcel Number

Primary APN	`10836`
Alternative APN	`LACO M:230 B:272 L:1 U:12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,838 sqft Living Area
Gross Area	4,598 sqft
1st Floor Area	1,358 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,476 sqft (0.309 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10836
Street Address	631 OUTERBRIDGE DR
City	LACONIA
State	NH
Zip	03246-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	272
Legal Lot Number	1
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	5
Census Block	5025
Census Tract	966100

Owner

631 Outerbridge Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Belknap County and Laconia City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	631 OUTERBRIDGE DR, LACONIA, NH 03246-6007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage VILLAGE SAVINGS BANK
Apr 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHWAY BANK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEREDITH VLG SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Apr 24, 2023 · Amount on File
Deed Book / Page	3746 / 558
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	May 8, 2026
Property Address	631 OUTERBRIDGE DR, LACONIA, NH 03246-6007
Document Number	003746-558
Book / Page	3746 / 558
Instrument Date	May 8, 2026
Instrument	202661
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	631 OUTERBRIDGE DR, LACONIA, NH 03246-6007

Mortgage

Date	May 8, 2026

Lender

Name	VILLAGE SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Apr 24, 2023
Property Address	631 OUTERBRIDGE DR, LACONIA, NH 03246-6007
Document Number	0003563-57
Book / Page	3563 / 57
Instrument Date	Apr 21, 2023
Instrument	2303030
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	370 PRATT ST, MANSFIELD, MA 02048-1581

Mortgage

Document Number	0002303031
Date	Apr 24, 2023
Instrument	2303031

Lender

Name	NORTHWAY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	631 OUTERBRIDGE DR, LACONIA, NH 03246-6007
Document Number	0033450085
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 OUTERBRIDGE DR LACONIA NH 032466007, LACONIA, NH 03246-6007

Mortgage

Document Number	0033450085
Date	Sep 11, 2020
Book Page	003345/000085
Instrument	2010947

Lender

Name	MEREDITH VLG SVGS BK
Type	Federal Savings Bank
Address	MEREDITH, NH 03253

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 631 Outerbridge Dr was $8,440.

Source: Belknap County and Laconia City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,440.00	$650,200 Land $296,200 Building $354,000
2023	$7,319.00 (+1.06%)	$526,200 (+7.89%) Land $221,900 Building $304,300
2022	$7,242.00	$487,700 Land $221,900 Building $265,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 631 Outerbridge Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Outerbridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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