631 NW 28th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 631 NW 28th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2004
Lot Size	0.582 acres (25,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jun 2011)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1-17-37-35-0020-00500-0210`

Property Details

APN / Parcel Number

Primary APN	`1-17-37-35-0020-00500-0210`
Alternative APN	`R11737350020005000210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,970 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,970 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,352 sqft (0.582 acres)
Lot Dimensions	127 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	378 sqft
Porch	Finished Screened Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	631 NW 28TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION OF A PORTION OF OKEECHOBEE PARK (PLAT BOOK 1 PAGE 28) LOTS 21, 22, 23 & 24 BLOCK 50
Legal Range	35E
Legal Township	37S
Legal Section	17
Legal Subdivision	OKEECHOBEE PARK
Legal Block	50
Legal Lot Number	21
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2017
Census Tract	910202

Owner

Source: Okeechobee County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 NW 28TH AVE, OKEECHOBEE, FL 34972-2364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2011 · Amount on Record
Deed Sale	Jun 20, 2011 · Amount on Record
Prior Sale	Dec 28, 2010
Deed Document Number	20115976
Deed Book / Page	702 / 595
Prior Transfer Date	Dec 19, 2003
Prior Transfer Doc	0519000926
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	631 NW 28TH AVE, OKEECHOBEE, FL 34972-2364
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 NW 28TH AVE, OKEECHOBEE, FL 34972-2364

Mortgage

Document Number	0000011111
Date	Oct 1, 2025
Instrument	2025011111

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00 (+12.38%) Homeowner's exemption Disabled Person's exemption	$129,888 (+9.4%)	$331,558 (+3.39%) Land $29,250 Building $302,308
2023	$1,664.00 (+5.52%) Homeowner's exemption Disabled Person's exemption	$118,725 (+3%)	$320,698 (+19.51%) Land $22,500 Building $298,198
2022	$1,577.00 Homeowner's exemption Disabled Person's exemption	$115,267	$268,337 Land $22,500 Building $245,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2004–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20