631 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 631 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,395 sqft · built 1932
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Jul 2021)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Jul 2021 Sale Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-103-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-103-0002-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,395 sqft Living Area
1st Floor Area	954 sqft
Basement Area	954 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	179 ft deep x 40 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	631 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 2 ASSESSORS SUBD OF LOTS 1, 20 & 21 OF SUBD OF PART OF PC 304 & 305
Legal Subdivision	ASSESSORS
Legal Lot Number	2,1,20
Legal Unit	2,1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4000
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	631 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Oct 24, 2014 · Amount on Record
Deed Document Number	202121649
Deed Book / Page	5399 / 114
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 27, 2021
Property Address	631 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417
Document Number	5399114
Book / Page	5399 / 114
Map Reference	LB 50 PG 39
Instrument Date	Jul 9, 2021
Instrument	2021021649
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,781.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 N RIVERSIDE AVE, 631, SAINT CLAIR, MI 48079-5417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	631 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051110357
Date	Oct 22, 2019
Book Page	5111/357
Instrument	2019022100

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,900 (+0.53%)	$189,800 (+0.53%)
2025	$3,337.00 (+2.8%) Homeowner's exemption	$94,400 (+31.29%)
2024	$3,246.00 (+30.05%)		$188,800 (+31.29%)
2023		$71,900
2022	$2,496.00		$143,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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