631 N Gold Dr, Apache Junction, AZ 85120 Property Records

Pinal County property record for 631 N Gold Dr, Apache Junction, AZ 85120

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1959
Lot Size	1 acres (43,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Nov 2020)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`101-15-052`

Property Details

APN / Parcel Number

Primary APN	`101-15-052`
Alternative APNs	`101-15-0520` `1011505201`

Interior

Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,583 sqft (1 acres)
Garage Area	120 sqft
Porch	Porch
Porch Area	240 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	631 N GOLD DR
City	APACHE JUNCTION
State	AZ
Zip	85120-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 3 OF APACHE ADDITION ACRES IN BK 5 OF MAPS PG 32 IN SE C 20-01N-08E 43,582.51 SQ FT 1.00 AC
Legal Range	08E
Legal Township	01N
Legal Section	20
Legal Subdivision	APACHE ADDITION
Legal Block	3
Legal Lot Number	10
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	2
Census Block	2031
Census Tract	309

Owner

Source: Pinal County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 N GOLD DR, APACHE JUNCTION, AZ 85120-3853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Oct 29, 1997 · Amount on Record
Deed Document Number	2020118253
Last Transfer Date	Mar 12, 2025
Transfer Doc	0000018761
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	631 N GOLD DR, APACHE JUNCTION, AZ 85120-3853
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 N GOLD DR, APACHE JUNCTION, AZ 85120-3853

Mortgage

Document Number	0000087971
Date	Jul 14, 2021
Instrument	2021-087971

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Nov 16, 2020
Property Address	631 N GOLD DR, APACHE JUNCTION, AZ 85120-3853
Document Number	0000118253
Map Reference	MB 5 PG 32
Instrument Date	Nov 9, 2020
Instrument	2020-118253
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 N GOLD DR, 631, APACHE JUNCTION, AZ 85120-3853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 N GOLD DR, APACHE JUNCTION, AZ 85120-3853

Mortgage

Document Number	0000118254
Date	Nov 16, 2020
Instrument	2020-118254

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$34,154 (+12.7%) Land $20,288 Building $13,866	$341,540 (+12.71%) Land $202,877 Building $138,663
2026		$30,304 (+0.91%) Land $20,288 Building $10,016	$303,032 (+0.91%) Land $202,877 Building $100,155
2025	$1,144.00 (+5.93%)	$30,031 (+0.96%)	$300,308 (+0.96%) Land $202,877 Building $97,431
2024		$29,746 Land $20,288 Building $9,458	$297,453 Land $202,877 Building $94,576
2023	$1,080.00 (+4.75%)
2022	$1,031.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CopperNet Systems Fixed Wireless	400 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	300 / 300
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Cox Communications, Mojo Broadband, Verizon.

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