631 N Downing St, Denver, CO 80218 Property Records

Denver City property record for 631 N Downing St, Denver, CO 80218

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,093 sqft · built 1903
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Aug 2022)
Tax Bill	$9,644 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Mortgage
APN	`05023-32-017-000`

Property Details

APN / Parcel Number

Primary APN	`05023-32-017-000`
Alternative APNs	`680402332017` `161095573`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,093 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,125 sqft
Basement Area	1,125 sqft
Finished Basement	1,069 sqft
Unfinished Basement	56 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	6,250 sqft (0.144 acres)
View / Lot	Highway
Garage Type	Detached
Garage Area	680 sqft
Porch	Enclosed/Unfinished Frame Porch
Porch Area	418 sqft
Patio Area	469 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	631 N DOWNING ST
City	DENVER
State	CO
Zip	80218-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-SU-B
Legal Description	LTS 15 & 16 BLK 147 S DIV OF CAPITOL HILL & STP IN REAR BLK 189 FLETCHERS CAPITOL HILL ADD 2ND FLG
Legal Subdivision	DIV OF CAPITOL HILL
Legal Block	147,1
Legal Lot Number	15,16
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1000
Census Tract	2801

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 N DOWNING ST, DENVER, CO 80218-3426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Feb 28, 2000 · Amount on Record
Deed Document Number	2022103094
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Aug 4, 2022
Property Address	631 N DOWNING ST, DENVER, CO 80218-3426
Document Number	0000103094
Instrument Date	May 23, 2022
Instrument	2022103094
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	631 N DOWNING ST, DENVER, CO 80218-3426

Mortgage

Document Number	0000103095
Date	Aug 4, 2022
Instrument	2022103095

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	631 N DOWNING ST, DENVER, CO 80218-3426
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 N DOWNING ST, DENVER, CO 80218-3426

Mortgage

Document Number	0000064988
Date	Apr 6, 2021
Instrument	2021064988

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,644.00 (+17.64%)	$126,070 (+19.16%) Land $21,620 Building $21,620	$1,788,100 (+9.43%) Land $306,600 Building $1,481,500
2023	$8,198.00 (+72.92%)	$105,800 (+71.28%) Land $16,860 Building $88,940	$1,634,000 (+83.86%) Land $306,600 Building $1,327,400
2022		$61,770 Land $21,310 Building $40,460	$888,700 Land $306,600 Building $582,100
2021	$4,741.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 985 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry, WiFiHood.

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