Lake County property record for 631 Morgan St, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,928 sqft · built 1949 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $473,799 (Sep 2024) |
| Tax Bill | $2,818 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-41-0245-0040 |
| Primary APN | 001-25-41-0245-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,928 sqft Living Area |
| Gross Area | 3,148 sqft |
| 1st Floor Area | 976 sqft |
| Basement Area | 976 sqft |
| Finished Basement | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,113 sqft (0.324 acres) |
| Lot Dimensions | 164 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 631 MORGAN ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46403-2170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBERT BARTLETTS MARQUETTE PARK ESTATES L.40 |
| Legal Subdivision | ROBERT BARTLETTS MARQUETTE PARK ESTATES |
| Legal Lot Number | 40 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 10100 |
Source: Lake County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 631 MORGAN ST, GARY, IN 46403-2170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 19, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | Sep 19, 2022 |
| Deed Document Number | 2024530863 |
| Prior Transfer Date | Sep 12, 2022 |
| Prior Transfer Doc | 0000038336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 19, 2022 |
| Property Address | 631 MORGAN ST, GARY, IN 46403-2170 |
| Document Number | 0000038337 |
| Map Reference | MB 27 PG 29 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022-538337 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 631 MORGAN ST, GARY, IN 46403-2170 |
| Document Number | 0000038338 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022-538338 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 19, 2022 |
| Property Address | 631 MORGAN ST, GARY, IN 46403-2170 |
| Document Number | 0000038336 |
| Map Reference | MB 27 PG 29 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022-538336 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2644 W 65TH PL, MERRILLVILLE, IN 46410-2877 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261,800 (+15.58%) Land $49,200 Building $212,600 | $261,800 (+15.58%) Land $49,200 Building $212,600 | |
| 2024 | $2,818.00 (+72.88%) | ||
| 2023 | $226,500 (+70.69%) Land $54,200 Building $172,300 | $226,500 (+70.69%) Land $54,200 Building $172,300 | |
| 2022 | $1,630.00 Homeowner's exemption | $132,700 Land $29,200 Building $103,500 | $132,700 Land $29,200 Building $103,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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