Bergen County and River Vale Township property record for 631 Maple St, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 3,099 sqft · built 1956 |
| Lot Size | 0.506 acres (22,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Apr 2018) |
| Tax Bill | $18,047 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-00107-0000-00004 |
| Primary APN | 53-00107-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,099 sqft Living Area |
| 1st Floor Area | 3,099 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,050 sqft (0.506 acres) |
| Lot Dimensions | 210 ft deep x 105 ft wide |
| Account Number | 008040 |
|---|---|
| Street Address | 631 MAPLE ST |
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-6549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 105X210 4.3LT |
| Legal Subdivision | NEW JERSEY DEV CORP |
| Legal Block | 107 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 49001 |
631 Maple St is owned and occupied by two individuals who bought it in April 2018.
Source: Bergen County and River Vale Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 MAPLE ST, RIVER VALE, NJ 07675-6549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Apr 14, 2018 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2018 · Amount on File |
| Deed Sale | Apr 14, 2018 · Amount on File |
| Deed Document Number | 201818-025654 |
| Deed Book / Page | 2911 / 680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 631 MAPLE ST, RIVER VALE, NJ 07675-6549 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 631 MAPLE ST, RIVER VALE, NJ 07675-6549 |
| Document Number | 0048261553 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 4826/1553 |
| Instrument | 2022096934 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 631 MAPLE ST, RIVER VALE, NJ 07675-6549 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045490275 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 4549/275 |
| Instrument | 2022009725 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 14, 2018 |
| Property Address | 631 MAPLE ST, RIVER VALE, NJ 07675-6549 |
| Document Number | 0029110680 |
| Book / Page | 002911 / 000680 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 631 MAPLE ST RIVER VALE NJ 076756549, RIVER VALE, NJ 07675-6549 |
| Document Number | 29110688 |
|---|---|
| Date | Apr 14, 2018 |
| Book Page | 002911/000688 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 631 Maple St was $18,047, up 2.6% from the year before.
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $644,300 (-) Land $286,600 Building $357,700 | $644,300 (-) Land $286,600 Building $357,700 | |
| 2025 | $18,047.00 (+2.57%) | $644,300 Land $286,600 Building $357,700 | $644,300 Land $286,600 Building $357,700 |
| 2024 | $17,595.00 | ||
| 2023 | $644,300 Land $286,600 Building $357,700 | $644,300 Land $286,600 Building $357,700 | |
| 2022 | $17,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1978–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Maple St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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