631 Madison St, Jackson, MI 49202 Property Records

Jackson County property record for 631 Madison St, Jackson, MI 49202

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,362 sqft · built 1910
Lot Size0.121 acres (5,271 sqft)
OwnerIndividual Name on File
Last Sale$91,900 (Nov 2004)
Tax Bill$1,130 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2-208800000

Property Details

APN / Parcel Number

Primary APN2-208800000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,362 sqft Living Area
1st Floor Area944 sqft
Basement Area836 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleBungalow
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions132 ft deep x 40 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address631 MADISON ST
CityJACKSON
StateMI
Zip49202-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionW 12 FT OF LOT 16 & E 28 FT OF LOTS 18 & 19 BLK D MARVIN'S ADD
Legal SubdivisionBLK D MARVINS ADD
Legal BlockD
Legal Lot Number16,18
Legal Unit16,1
JurisdictionJACKSON MI
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1015
Census Tract100

Owner

631 Madison St is owned and occupied by an individual who bought it in November 2004.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address631 MADISON ST, JACKSON, MI 49202-2016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2004 · Amount on File
Deed SaleNov 17, 2004 · Amount on File
Deed Document Number20042374926
Deed Book / Page1797 / 449
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address631 MADISON ST, JACKSON, MI 49202-2016
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyLCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002889829
DateJul 26, 2021
Book Page2192/1039
Instrument2889829
Lender
NameUNIVERSITY OF MICHIGAN CU
TypeCredit Union
AddressANN ARBOR, MI 48104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 631 Madison St was $1,130 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,500 (+6.03%)$123,000 (+6.03%)
2025$1,130.00 (-16.79%)$58,000$116,000
2024$1,358.00
2023$55,000$110,000
2022$1,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 631 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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