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631 Maclay St, Spring Valley, CA 91977 Property Records

San Diego County property record for 631 Maclay St, Spring Valley, CA 91977 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,242 sqft · built 1960
Lot Size0.175 acres (7,600 sqft)
Owner2 Individual Names on File
Last Sale$739,000 (Jun 2024)
Tax Bill$9,646 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN584-242-07-00

Property Details

APN / Parcel Number

Primary APN584-242-07-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,242 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area7,600 sqft (0.175 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address631 MACLAY ST
CitySPRING VALLEY
StateCA
Zip91977-5608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42 TR 004424
Legal SubdivisionCORKEN HILLS
Legal Tract004424
Legal Block2
Legal Lot Number42
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2014
Census Tract13908

Owner

Source: San Diego County records · APN 584-242-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 05, 2021Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 24, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 05, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2024 · Amount on Record
Deed SaleJun 07, 2024 · Amount on Record
Prior SaleAug 05, 2021 · Amount on Record
Deed Document Number2024144173
Prior Transfer DateJan 24, 2009
Prior Transfer Doc0000051577
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608
Transaction TypeMortgage
Record UpdatedDec 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608

Mortgage

Document Number0000328726
DateNov 20, 2025
Instrument2025-0328726
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 05, 2021
Property Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608
Document Number0000559477
Map ReferenceMAP 4424
Instrument DateJul 06, 2021
Instrument2021-0559477
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608

Mortgage

Document Number0000559478
DateAug 05, 2021
Instrument2021-0559478
Lender
NameROCKET MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039974
DateJan 24, 2020
Instrument2020-0039974
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 14, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214453
DateApr 28, 2020
Instrument2020-0214453
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608

Mortgage

Document Number0000822886
DateDec 22, 2020
Instrument2020-0822886
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address631 MACLAY ST, SPRING VALLEY, CA 91977-5608
Document Number0000336966
Instrument DateAug 05, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 MACLAY ST SPRING VALLEY CA 919775608, SPRING VALLEY, CA 91977-5608

Mortgage

Document Number0000336966
DateAug 12, 2019
Instrument336966
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$768,738 (+2%) Land $520,200 Building $248,538
2025$9,646.00 (+15.77%)$753,665 (+13.67%) Land $510,000 Building $243,665
2023$8,332.00 (+1.45%)$663,000 Land $510,000 Building $153,000
2022$8,213.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 548 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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