Morgan County property record for 631 Lonnie Wright Rd, West Liberty, KY 41472
| Property Type | Single Family Home |
|---|---|
| Details | 1,232 sqft |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,500 (Mar 2002) |
| Tax Bill | $488 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-00-00-039.02 |
| Primary APN | 186-00-00-039.02 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| Exterior Material | Concrete |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 631 LONNIE WRIGHT RD |
|---|---|
| City | WEST LIBERTY |
| State | KY |
| Zip | 41472-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LAND |
| Jurisdiction | MORGAN KY |
| Township / Civil Division | ELKFORK-OPHIR |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 950100 |
631 Lonnie Wright Rd is owned and occupied by two individuals who bought it in March 2002.
Source: Morgan County records, as of November 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 LONNIE WRIGHT RD, WEST LIBERTY, KY 41472-9519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2002 · Amount on File |
| Deed Sale | Mar 1, 2002 · Amount on File |
| Deed Document Number | 0000190803 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN KY |
| Property Address | 631 LONNIE WRIGHT RD, WEST LIBERTY, KY 41472-9519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MB190/0641 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | MB 190/0641 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | WEST LIBERTY, KY 41472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 143 Months |
| Due | May 30, 2030 |
The 2025 property tax bill for 631 Lonnie Wright Rd was $488.
Source: Morgan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Morgan County |
| Unified School District | Morgan County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $488.00 | $40,000 | $40,000 |
| 2023 | $496.00 | $40,000 | $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Lonnie Wright Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2003 · Severe Winter Ice And Snow Storms, Heavy Rain, Flooding, Tornadoes, And Mud And |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Lonnie Wright Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGAN COUNTY WATER DISTRICT serves 7,502 people · EPA ID KY0880594 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
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