Hamilton County property record for 631 Lakeridge Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,509 sqft · built 2010 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jul 2008) |
| Tax Bill | $15,566 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0172-0087-00 |
| Primary APN | 590-0172-0087-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,509 sqft Living Area |
| 1st Floor Area | 2,714 sqft |
| 2nd Floor Area | 1,795 sqft |
| Attic Area | 138 sqft |
| Basement Area | 2,696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 591 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 631 LAKERIDGE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SS LAKERIDGE DR2.0000 ACS R1 T3 S16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 22101 |
631 Lakeridge Dr is owned and occupied by two individuals who bought it in July 2008.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 LAKERIDGE DR, CINCINNATI, OH 45231-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 22, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2008 · Amount on File |
| Deed Sale | Jul 30, 2008 · Amount on File |
| Prior Sale | Feb 20, 2008 |
| Deed Document Number | 08-105272 |
| Deed Book / Page | 10913 / 00371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 631 LAKERIDGE DR, CINCINNATI, OH 45231-2706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000120294 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 14516/2224 |
| Instrument | 2021-0120294 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2031 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 22, 2023 |
| Property Address | 631 LAKERIDGE DR, CINCINNATI, OH 45231-2706 |
| Document Number | 0000034353 |
| Book / Page | 14921 / 1463 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023-0034353 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 631 LAKERIDGE DR, CINCINNATI, OH 45231-2706 |
The 2025 property tax bill for 631 Lakeridge Dr was $15,566, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,566.00 (+2.53%) | $231,340 (-) Land $33,915 Building $197,425 | |
| 2024 | $15,182.00 (+4.23%) | $231,340 (-) Land $33,915 Building $197,425 | |
| 2023 | $14,566.00 (-30.77%) | $231,340 (-7.71%) Land $33,915 Building $197,425 | $660,970 Land $96,900 Building $564,070 |
| 2022 | $21,041.00 Homeowner's exemption | $250,653 Land $32,008 Building $218,645 | |
| 2020 | $716,150 Land $91,450 Building $624,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Lakeridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 631 Lakeridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WYOMING CITY PWS serves 9,700 people · EPA ID OH3102212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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