631 High St, Elyria, OH 44035 Property Records

Lorain County property record for 631 High St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,412 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$156,900 (2024)
Tax Bill$3,188.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-023-103-004

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,412 sqft Living Area
1st Floor1,412 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area7,841 sqft (0.18 acres)
Depth X Width129 ft x 62 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Patio Area190 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating

Location & Zoning

Street Address631 HIGH ST
CityELYRIA
StateOH
Zip44035-3149
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND ACRES 3 61.70 X 129
Legal SubdivisionHIGHLAND ACRES #3
Legal Tract24
Legal Block103
Legal Lot Number117
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2010
Census Tract70400

Owner

Source: Lorain County records · APN 06-24-023-103-004

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address631 HIGH ST, ELYRIA, OH 44035-3149
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 15, 2024Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2024 · Amount on Record
Deed SaleFeb 15, 2024 · Amount on Record
Prior SaleSep 15, 2010
Deed Doc Number2024000699
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address631 HIGH ST, ELYRIA, OH 44035-3149
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8955 W RIDGE RD A, A, ELYRIA, OH 44035-4561

Mortgage

Document Number0000073696
DateOct 31, 2025
Instrument2025-0073696
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2040

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateFeb 15, 2024
Property Address631 HIGH ST, ELYRIA, OH 44035-3149
Document Number0000004181
Instrument DateFeb 13, 2024
Instrument2024-0004181
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyNEWMAN TITLE, NEWMAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 HIGH ST, ELYRIA, OH 44035-3149

Mortgage

Document Number0000004182
DateFeb 15, 2024
Instrument2024-0004182
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,188.00$63,980 (+%) Land $9,030 Building $54,950$182,790 (-) Land $25,800 Building $156,990
2024$3,188.00 (+74.88%)$63,977 (+50.1%) Land $9,030 Building $54,947$182,790 (+50.1%) Land $25,800 Building $156,990
2023$1,823.00 (-0.87%)$42,623 (-0.02%) Land $9,737 Building $32,886$121,780 (-) Land $27,820 Building $93,960
2022$1,839.00$42,630 Land $9,740 Building $32,890
2021$121,780 Land $27,820 Building $93,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 28% of Ohio
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on High St

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