631 Henry Ln, Oswego, IL 60543 Property Records

Kendall County property record for 631 Henry Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Lot Size0.201 acres (8,750 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Nov 2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-428-006

Property Details

APN / Parcel Number

Primary APN03-16-428-006

Exterior

Lot Area8,750 sqft (0.201 acres)
Lot Dimensions125 ft deep x 70 ft wide

Location & Zoning

Street Address631 HENRY LN
CityOSWEGO
StateIL
Zip60543-4544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 236 PIPER GLEN PHASE 1 VILLAGE OF OSWEGO
Legal SubdivisionVILLAGE OF OSWEGO
Legal Lot Number236
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2000
Census Tract890107

Owner

631 Henry Ln is owned by two individuals who bought it in November 2025.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address111 OAK LEAF LN, 204, VERNON HILLS, IL 60061-2007
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2025 · Amount on File
Deed SaleNov 24, 2025 · Amount on File
Deed Document Number202515493
Record UpdatedOct 29, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENDALL IL
Recording DateNov 24, 2025
Property Address631 HENRY LN, OSWEGO, IL 60543-4544
Document Number0000015493
Map ReferenceDOC 202300011973
Instrument DateNov 17, 2025
Instrument202500015493
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address111 OAK LEAF LN APT 204, 204, VERNON HILLS, IL 60061-2007

Mortgage

Document Number0000015494
DateNov 24, 2025
Instrument202500015494
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055
Interest
Rate4.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$33,352 (+175,436.84%) Land $3,737 Building $29,615$100,056 (+175,436.84%) Land $11,211 Building $88,845
2024$19 Land $19$57 Land $57

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 631 Henry Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 631 Henry Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Henry Ln

Nearby Streets

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