631 Hanson Ln, Ramona, CA 92065 Property Records

San Diego County property record for 631 Hanson Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 1975
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Company Names on Record
Last Sale	$635,000 (May 2026)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	May 2025 Construction Loan May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`284-032-51-00`

Property Details

APN / Parcel Number

Primary APN	`284-032-51-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,688 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	631 HANSON LN
City	RAMONA
State	CA
Zip	92065-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM03139
Legal Subdivision	RAMONA
Legal Tract	3139
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2009
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10760 ANAHEIM DR, LA MESA, CA 91941-7107
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Construction Mortgage LMF 2 LP
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 28, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Mar 24, 2009 · Amount on Record
Deed Document Number	2026151641
Prior Transfer Date	Jan 6, 1995
Prior Transfer Doc	0000008975
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	631 HANSON LN, RAMONA, CA 92065-3432
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 RIO VISTA DR, LAUGHLIN, NV 89029-0178

Mortgage

Document Number	0000132238
Date	May 19, 2025
Instrument	2025-0132238

Lender

Name	LMF 2 LP
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92121

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2026
Property Address	631 HANSON LN, RAMONA, CA 92065-3432
Document Number	0000151642
Instrument Date	May 26, 2026
Instrument	2026151642
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	10760 ANAHEIM DR, LA MESA, CA 91941-7107

Mortgage

Document Number	0000151642,
Date	May 28, 2026
Instrument	2026151642

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2026
Property Address	631 HANSON LN, RAMONA, CA 92065-3432
Document Number	0000151641
Instrument Date	May 11, 2026
Instrument	2026151641
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATLAS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,548.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10760 ANAHEIM DR, LA MESA, CA 91941-7107

Mortgage

Document Number	0000151642,
Date	May 28, 2026
Instrument	2026151642

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2018
Property Address	631 HANSON LN, RAMONA, CA 92065-3432
Document Number	0000441769
Instrument Date	Oct 22, 2018
Instrument	441769
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18405 RANGELAND RD RAMONA CA 920655819, RAMONA, CA 92065-5819

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$693,600 (+61.75%) Land $408,000 Building $285,600
2025	$4,794.00 (+9.5%)	$428,805 (+4.04%) Land $167,401 Building $261,404
2023	$4,378.00 (-3.55%)	$412,155 Land $160,901 Building $251,254
2022	$4,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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