631 Golfview St, Algonac, MI 48001 Property Records

St. Clair County property record for 631 Golfview St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,124 sqft · built 2015
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Tax Bill	$2,973 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-01-129-0015-030`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0015-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	232 ft deep x 60 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	631 GOLFVIEW ST
City	ALGONAC
State	MI
Zip	48001-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF LOT 452 & 460 DESC AS: BEG N 1D 7M 30S E 210.80' & N 88D 52M 30S W 180' FROM SE COR LOT 452, TH S 1D 7M 30S W
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #4
Legal Lot Number	452,460
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1025
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	631 GOLFVIEW ST, ALGONAC, MI 48001-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023
Deed Sale	Jul 14, 2023
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	202312502
Deed Book / Page	5637 / 515
Prior Transfer Date	Jul 3, 2023
Prior Transfer Doc	0005637515
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 14, 2023
Property Address	631 GOLFVIEW ST, ALGONAC, MI 48001-1009
Document Number	0005637512
Book / Page	5637 / 512
Map Reference	LB 49 PG 1&2
Instrument Date	Jul 3, 2023
Instrument	2023012501
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 GOLFVIEW STEERT, ALGONAC, MI 48001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 GOLFVIEW ST, ALGONAC, MI 48001-1009

Mortgage

Document Number	0005637518
Date	Jul 14, 2023
Book Page	5637/518
Instrument	2023012503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 14, 2023
Property Address	631 GOLFVIEW ST, ALGONAC, MI 48001-1009
Document Number	0005637515
Book / Page	5637 / 515
Map Reference	LB 49 PG 1&2
Instrument Date	Jul 3, 2023
Instrument	2023012502
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 GOLFVIEW ST, ALGONAC, MI 48001-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 GOLFVIEW ST, ALGONAC, MI 48001-1009

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,900 (+3.65%)	$249,800 (+3.65%)
2025	$2,973.00 (+2.06%) Homeowner's exemption	$120,500 (+22.21%)
2024	$2,913.00 (+12.25%)		$241,000 (+22.21%)
2023		$98,600
2022	$2,595.00		$197,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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