631 Golden Dipper, Durango, CO 81301 Property Records

La Plata County property record for 631 Golden Dipper, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 2003
Lot Size	0.039 acres (1,699 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Oct 2020)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5671-182-07-070`

Property Details

APN / Parcel Number

Primary APN	`5671-182-07-070`
Alternative APN	`R425886`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	2,360 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Lot Area	1,699 sqft (0.039 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	212 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R425886
Street Address	631 GOLDEN DIPPER
City	DURANGO
State	CO
Zip	81301-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THE BLUFF (1240-1304) TWNHMS LOT: 11-A THE BLUFF AT EDGEMONT RANCH BA, LOTS 1-16 PROJ 2003-0105 631 GOLDEN DIPPER DURANGO 81301
Legal Subdivision	THE BLUFF (1240-1304) TWNHM
Legal Block	1
Legal Lot Number	11-A
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1005
Census Tract	970703

Owner

631 Golden Dipper is owned and occupied by two individuals who bought it in October 2020.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	631 GOLDEN DIPPER, DURANGO, CO 81301-9422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 7, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Nov 12, 2014 · Amount on File
Deed Document Number	20201179104
Prior Transfer Date	Aug 23, 2005
Prior Transfer Doc	0000916906
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	631 GOLDEN DIPPER, DURANGO, CO 81301-9422
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001123780
Date	Jan 26, 2017
Instrument	1123780

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	631 GOLDEN DIPPER, DURANGO, CO 81301-9422
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001200788
Date	Oct 14, 2021
Instrument	1200788

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 7, 2020
Property Address	631 GOLDEN DIPPER, DURANGO, CO 81301-9422
Document Number	0001179104
Map Reference	DOC 855973
Instrument Date	Oct 2, 2020
Instrument	1179104
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 GOLDEN DIPPER, 631, DURANGO, CO 81301-9422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 CALLE DEL NORTE, SEDONA, AZ 86336-5092

Mortgage

Document Number	0001179105
Date	Oct 7, 2020
Instrument	1179105

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 631 Golden Dipper was $2,528, up 33.7% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,190 (-2.1%) Land $7,460 Building $31,730	$640,360 (-) Land $121,880 Building $518,480
2025	$2,528.00 (+33.69%)	$40,030 Land $7,620 Building $32,410	$640,360 Land $121,880 Building $518,480
2024	$1,891.00 (+12.63%)
2023	$1,679.00 (+6.94%)	$33,020 (+10.43%) Land $5,880 Building $27,140	$492,750 (+14.57%) Land $87,710 Building $405,040
2022	$1,570.00	$29,900 Land $6,780 Building $23,120	$430,090 Land $97,500 Building $332,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 631 Golden Dipper in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Golden Dipper is high, ranking above 85% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 89% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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