McHenry County property record for 631 Fairfield Ln, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,217 sqft · built 1990 |
| Lot Size | 0.284 acres (12,386 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,500 (Jun 2014) |
| Tax Bill | $8,507 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-32-228-004 |
| Primary APN | 19-32-228-004 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,217 sqft Living Area |
| 1st Floor Area | 1,013 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,386 sqft (0.284 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 631 FAIRFIELD LN |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-4302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0011389 LT 504 HIGH HILL FARMS UNIT 8 |
| Legal Subdivision | HIGH HILL FARMS UNIT 8 |
| Legal Block | 228 |
| Legal Lot Number | 504 |
| Legal Unit | 8 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 871206 |
631 Fairfield Ln is owned and occupied by an individual who acquired it in March 2022.
Source: McHenry County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 FAIRFIELD LN, ALGONQUIN, IL 60102-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 28, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2014 · Amount on File |
| Deed Sale | Jun 23, 2014 · Amount on File |
| Deed Document Number | 201419936 |
| Last Transfer Date | Mar 22, 2022 |
| Transfer Doc | 0000011389 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 631 FAIRFIELD LN, ALGONQUIN, IL 60102-4302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012207 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022R0012207 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 48431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.22% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 28, 2022 |
| Property Address | 631 FAIRFIELD LN, ALGONQUIN, IL 60102-4302 |
| Document Number | 0000011389 |
| Map Reference | DOC 89R018477 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022R0011389 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 FAIRFIELD LN, 631, ALGONQUIN, IL 60102-4302 |
| Name | Verified Name |
|---|---|
| Address | 631 FAIRFIELD LN, ALGONQUIN, IL 60102-4302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 631 FAIRFIELD LN, ALGONQUIN, IL 60102-4302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HALLMARK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000022983 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 2018R0022983 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2038 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,507.00 | $116,751 Land $24,397 Building $92,354 | $350,253 Land $73,191 Building $277,062 |
| 2022 | Homeowner's exemption | $102,737 Land $21,044 Building $81,693 | $308,211 Land $63,132 Building $245,079 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 631 Fairfield Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 631 Fairfield Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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