631 E Montgomery St, Sparta, WI 54656 Property Records

Monroe County property record for 631 E Montgomery St, Sparta, WI 54656

Property Summary

Property Type	Commercial
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Tax Bill	$737 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`281-00139-0000`

Property Details

APN / Parcel Number

Primary APN	`281-00139-0000`
Alternative APN	`281-020-020-043`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	631 E MONTGOMERY ST
City	SPARTA
State	WI
Zip	54656
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2 OF 29CSM040 #686311, BEING PART OF OL 20, ASSESSOR'S SUBD
Legal Range	04W
Legal Township	17N
Legal Section	13
Legal Subdivision	ASSESSORS SUB
Legal Lot Number	2
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3046
Census Tract	950400

Owner

Source: Monroe County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1035 S FAIRWAY DR, SPARTA, WI 54656-1444
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage RIVER BANK
Mar 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY CU
Jul 6, 2020	Warranty Deed, Transfer
Jul 6, 2020	Warranty Deed, Transfer
Jul 6, 2020	Warranty Deed, Transfer
Jul 6, 2020	Warranty Deed, Transfer
May 2, 2019	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020
Deed Sale	Jul 6, 2020
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	2020689687
Prior Transfer Date	May 2, 2020
Prior Transfer Doc	0000689687
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	631 E MONTGOMERY ST, SPARTA, WI 54656
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000720536
Date	Apr 29, 2024
Instrument	720536

Lender

Name	RIVER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	631 E MONTGOMERY ST, SPARTA, WI 54656
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	697784
Date	Mar 26, 2021
Instrument	697784

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jul 6, 2020
Property Address	631 E MONTGOMERY ST, SPARTA, WI 54656
Document Number	689690
Map Reference	MB 210 PG 224
Instrument Date	May 5, 2020
Instrument	689690
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jul 6, 2020
Property Address	631 E MONTGOMERY ST, SPARTA, WI 54656
Document Number	0000689690
Map Reference	MB 210 PG 224
Instrument Date	May 5, 2020
Instrument	689690
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jul 6, 2020
Property Address	631 E MONTGOMERY ST, SPARTA, WI 54656
Document Number	689689
Map Reference	MB 13 PG 592
Instrument Date	May 5, 2020
Instrument	689689
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jul 6, 2020
Property Address	631 E MONTGOMERY ST, SPARTA, WI 54656
Document Number	0000689689
Map Reference	MB 13 PG 592
Instrument Date	May 5, 2020
Instrument	689689
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MONROE WI
Recording Date	May 2, 2019
Property Address	631 E MONTGOMERY ST, SPARTA, WI 54656
Document Number	0000679877
Instrument Date	May 1, 2019
Instrument	679877
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$737.00 (+28.4%)	$50,200 (+26.13%) Land $27,400 Building $22,800	$50,200 (+28.06%)
2023	$574.00	$39,800 Land $27,400 Building $12,400	$39,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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