St. Louis County property record for 631 E Monroe Ave, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,581 sqft · built 1908 |
| Lot Size | 0.907 acres (39,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,118 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24M-63-0496 |
| Primary APN | 24M-63-0496 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,581 sqft Living Area |
| Gross Area | 4,809 sqft |
| 1st Floor Area | 1,703 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 39,500 sqft (0.907 acres) |
| Lot Dimensions | 395 ft deep x 100 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 468 sqft |
| Deck Area | 377 sqft |
| Patio Area | 377 sqft |
| Balcony Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 631 E MONROE AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-6319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R3 |
| Legal Description | EAST KIRKWOOD BLK PT 17 E 100 FEET OF W 201 FEET 4 INCHES |
| Legal Subdivision | EAST KIRKWOOD |
| Legal Block | 17 |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 218600 |
Source: St. Louis County records · APN 24M-63-0496
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 E MONROE AVE, SAINT LOUIS, MO 63122-6321 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2017 |
| Deed Sale | Jul 19, 2017 |
| Prior Sale | Jan 15, 2015 · Amount on Record |
| Deed Document Number | 2017756 |
| Deed Book / Page | 22614 / 3225 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 631 E MONROE AVE, SAINT LOUIS, MO 63122-6319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 631 E MONROE AVE, KIRKWOOD, MO 63122-6319 |
| Document Number | 2022120900314 |
|---|---|
| Date | Dec 09, 2022 |
| Instrument | 2022120900314 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 631 E MONROE AVE, SAINT LOUIS, MO 63122-6319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0239220440 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 23922/440 |
| Instrument | 2020021200148 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2035 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $233,680 (+31.43%) Land $122,230 Building $111,450 | $1,229,900 (+31.43%) Land $643,300 Building $586,600 | |
| 2024 | $11,118.00 (+1.6%) | ||
| 2023 | $10,943.00 (-10.41%) | $177,800 (+3.64%) Land $110,010 Building $67,790 | $935,800 (+3.64%) Land $579,000 Building $356,800 |
| 2022 | $12,215.00 | $171,560 Land $103,270 Building $68,290 | |
| 2021 | $902,900 Land $543,500 Building $359,400 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1987) |
| Most Recent Claim | Jun 1987 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
Based on FCC filings for 382 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KIRKWOOD PWS serves 28,000 people |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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