631 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 631 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,921 sqft · built 1970
Lot Size	0.186 acres (8,100 sqft)
Owner	Company Name on Record
Last Sale	$633,000 (Sep 2004)
Tax Bill	$10,429 (2025)
Deeds & Mortgages	May 2022 Transfer Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`639-690-85-00`

Property Details

APN / Parcel Number

Primary APN	`639-690-85-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,921 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	8,100 sqft (0.186 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	631 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 84 TR 006489
Legal Subdivision	SAN SIMEON
Legal Tract	006489
Legal Block	2
Legal Lot Number	84
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13409

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	631 E J ST, CHULA VISTA, CA 91910-6528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Intrafamily Transfer, Transfer
Feb 28, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2004 · Amount on Record
Deed Sale	Sep 16, 2004 · Amount on Record
Prior Sale	Jun 21, 2000 · Amount on Record
Deed Document Number	2004883306
Last Transfer Date	Feb 9, 2016
Transfer Doc	0000097966
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2022
Property Address	631 E J ST, CHULA VISTA, CA 91910-6528
Document Number	0000219249
Map Reference	MAP 6489
Instrument Date	May 23, 2022
Instrument	2022-0219249
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	631 E J ST, CHULA VISTA, CA 91910-6528

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	631 E J ST, CHULA VISTA, CA 91910-6528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073501
Date	Feb 28, 2019
Instrument	2019-0073501

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$899,912 (+2%) Land $526,015 Building $373,897
2025	$10,429.00 (+5.09%) Homeowner's exemption	$882,267 (+4.04%) Land $515,701 Building $366,566
2023	$9,924.00 (+18.99%) Homeowner's exemption	$848,010 Land $495,677 Building $352,333
2022	$8,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	SWEETWATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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