631 E Garrison Blvd, Gastonia, NC 28054 Property Records

Gaston County property record for 631 E Garrison Blvd, Gastonia, NC 28054

Property Summary

Property Type	Bank, Financial Building
Details	1,841 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$254,500 (Aug 2026)
Tax Bill	$2,426 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01068 05900`

Property Details

APN / Parcel Number

Primary APN	`01068 05900`
Alternative APN	`111184`

Interior

Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	1 Room
Stories	1 Story
Building Area	1,841 sqft Heated Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Crossed Walls
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	631 E GARRISON BLVD
City	GASTONIA
State	NC
Zip	28054-4472
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	OFF03
Legal Description	01 068 059 00 000
Legal Subdivision	JOHN W LINEBERGER
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1016
Census Tract	32703

Owner

Source: Gaston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	631 E GARRISON BLVD, GASTONIA, NC 28054-4472
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Conventional Mortgage BELMONT SAVINGS BANK
May 2, 2022	Warranty Deed, Transfer · Line of Credit BELMONT SAVINGS BANK SSB
Apr 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Book / Page	5665 / 656
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 25, 2026
Property Address	631 E GARRISON BLVD, GASTONIA, NC 28054-4472
Document Number	5665000656
Book / Page	5665 / 656
Instrument Date	Aug 24, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$51,409.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 E GARRISON BLVD, GASTONIA, NC 28054-4472

Mortgage

Document Number	5665000659,
Date	Aug 25, 2026
Book Page	5665/659

Lender

Name	BELMONT SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 2, 2022
Property Address	631 E GARRISON BLVD, GASTONIA, NC 28054-4472
Document Number	0053330843
Book / Page	5333 / 843
Map Reference	MB 320 PG 471
Instrument Date	Mar 9, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 W CHARLOTTE AVE, 419, MOUNT HOLLY, NC 28120-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 E GARRISON BLVD, GASTONIA, NC 28054-4472

Mortgage

Document Number	0005333846
Date	May 2, 2022
Instrument	5333/846

Lender

Name	BELMONT SAVINGS BANK SSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 30, 2019
Property Address	631 E GARRISON BLVD, GASTONIA, NC 28054-4472
Document Number	0050390131
Book / Page	005039 / 000131
Instrument Date	Apr 25, 2019
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 W CHARLOTTE AVE #9 MOUNT HOLLY NC 281201723, 9, MOUNT HOLLY, NC 28120-1723

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,426.00 (-1.02%)	$226,990 (-) Land $117,610 Building $109,380
2023	$2,451.00	$226,990 Land $117,610 Building $109,380
2021			$181,210 Land $102,000 Building $79,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2024)
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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