Adams County property record for 631 E Franklin St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,296 sqft · built 1979 |
| Lot Size | 0.266 acres (11,590 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Mar 2018) |
| Tax Bill | $1,002 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-11-04-201-001.000-018 |
| Primary APN | 01-11-04-201-001.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,590 sqft (0.266 acres) |
| Lot Dimensions | 122 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01778824518 |
|---|---|
| Street Address | 631 E FRANKLIN ST |
| City | BERNE |
| State | IN |
| Zip | 46711-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70TH ADD PT LEHMAN'S REPLAT LOT 745 & 1/2 VAC ST |
| Legal Subdivision | 70TH ADDITION |
| Legal Lot Number | 745,1 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WABASH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30600 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 631 E FRANKLIN ST, BERNE, IN 46711-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Mar 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance VAN DYK MORTGAGE CORP |
| Feb 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE |
| Aug 22, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 22, 2018 | Warranty Deed, Transfer |
| Oct 16, 2017 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2018 · Amount on Record |
| Deed Sale | Mar 22, 2018 · Amount on Record |
| Prior Sale | Oct 16, 2017 · Amount on Record |
| Deed Document Number | 20181066 |
| Last Transfer Date | Jun 22, 2018 |
| Transfer Doc | 2018003208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Nov 30, 2023 |
| Property Address | 631 E FRANKLIN ST, BERNE, IN 46711-2227 |
| Document Number | 2023004239 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 2023004239 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 631 E FRANKLIN ST, BERNE, IN 46711-2227 |
| Document Number | 2023004240 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023004240 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 631 E FRANKLIN ST, BERNE, IN 46711-2227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020000998 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 2020000998 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 631 E FRANKLIN ST, BERNE, IN 46711-2227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000395 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022000395 |
| Name | FIRST BANK OF BERNE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Aug 22, 2018 |
| Property Address | 631 E FRANKLIN ST, BERNE, IN 46711-2227 |
| Document Number | 2018003208 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 2018003208 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Mar 22, 2018 |
| Property Address | 631 E FRANKLIN ST, BERNE, IN 46711-2227 |
| Document Number | 2018001066 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 2018001066 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Oct 16, 2017 |
| Property Address | 631 E FRANKLIN ST, BERNE, IN 46711-2227 |
| Document Number | 2017003921 |
| Map Reference | PL 7 PG 233 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 2017003921 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6101 CONDOR DR # 300, 300, MOORPARK, CA 93021-2602 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,002.00 (-6.44%) Homeowner's exemption | $116,200 (+12.49%) Land $13,300 Building $102,900 | $116,200 (+12.49%) Land $13,300 Building $102,900 |
| 2024 | $1,071.00 (+13.69%) | ||
| 2023 | $942.00 (+19.24%) | $103,300 (+4.45%) Land $13,300 Building $90,000 | $103,300 (+4.45%) Land $13,300 Building $90,000 |
| 2022 | $790.00 (+21.73%) | $98,900 Land $13,300 Building $85,600 | $98,900 Land $13,300 Building $85,600 |
| 2020 | $649.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1998–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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