631 E 5th St, Winona, MN 55987 Property Records

Winona County property record for 631 E 5th St, Winona, MN 55987

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 1,892 sqft · built 1886
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$121,700 (Jan 2019)
Tax Bill	$3,014 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2019 Sale & Line of Credit
APN	`32.200.1950`

Property Details

APN / Parcel Number

Primary APN	`32.200.1950`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,892 sqft Total Area
1st Floor Area	946 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1991
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	631 E 5TH ST
City	WINONA
State	MN
Zip	55987-4286
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-26 TWP-107 RANGE-007 HAMILTON ADDITION LOT-001 BLOCK-021 E 1/2
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HAMILTON ADDITION
Legal Block	21
Legal Lot Number	1
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	4
Census Block	4012
Census Tract	670700

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	934 S 500 E, 2, SALT LAKE CITY, UT 84105-1146
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
Jan 18, 2019	Warranty Deed, Transfer · Line of Credit MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	2019614893
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	631 E 5TH ST, WINONA, MN 55987-4286
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 S LOOMIS AVE, FORT COLLINS, CO 80521-3624

Mortgage

Document Number	000A642368
Date	Apr 28, 2022
Instrument	A642368

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jan 18, 2019
Property Address	631 E 5TH ST, WINONA, MN 55987-4286
Document Number	614893
Instrument Date	Jan 17, 2019
Instrument	614893
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	RIVER VALLEY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.61
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 S 500 E APT 2, 2, SALT LAKE CITY, UT 84105-1146

Mortgage

Document Number	614894
Date	Jan 18, 2019
Instrument	614894

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 17, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,014.00 (+11.88%)	$198,800 (+6.71%) Land $24,200 Building $174,600	$198,800 (+6.71%) Land $24,200 Building $174,600
2025		$186,300 (+5.73%) Land $24,200 Building $162,100	$186,300 (+5.73%) Land $24,200 Building $162,100
2023	$2,694.00	$176,200 Land $23,300 Building $152,900	$176,200 Land $23,300 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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