Chatham County property record for 631 E 46th St, Savannah, GA 31405
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 2,980 sqft · built 1930 |
| Lot Size | 0.098 acres (4,273 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Feb 2010) |
| Tax Bill | $3,561 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0076-25-003 |
| Primary APN | 2-0076-25-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,980 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,273 sqft (0.098 acres) |
| Lot Dimensions | 95 ft deep x 45 ft wide |
| Garage Area | 324 sqft |
| Porch | Slab |
| Porch Area | 650 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 631 E 46TH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31405-2473 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R6 |
| Legal Description | LOT 164 & EAST 15 FT OF LOT 163 DIXON WARD |
| Legal Subdivision | ARDSLEY PARK |
| Legal Lot Number | 164,163 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 3000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
631 E 46th St, a residential property, is owned and occupied by an individual who bought it in February 2010.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 E 46TH ST, SAVANNAH, GA 31405-2473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2010 · Amount on File |
| Deed Sale | Feb 26, 2010 · Amount on File |
| Deed Document Number | 20101852 |
| Deed Book / Page | 359G / 468 |
| Prior Transfer Date | Oct 13, 2009 |
| Prior Transfer Doc | 00356C0026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 631 E 46TH ST, SAVANNAH, GA 31405-2473 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012140746 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 1214/746 |
| Instrument | 30691130025 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Dec 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 631 E 46TH ST, SAVANNAH, GA 31405-2473 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 631 E 46TH ST, SAVANNAH, GA 31405-2473 |
| Document Number | 0020990006 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 0000002099/0000000006 |
| Instrument | 032628560017 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 631 E 46th St was $3,561, up 0.5% from the year before.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,520 (+1.47%) Land $54,000 Building $235,520 | $723,800 (+1.47%) Land $135,000 Building $588,800 | |
| 2025 | $3,561.00 (+0.45%) Homeowner's exemption | $285,320 Land $54,000 Building $231,320 | $713,300 Land $135,000 Building $578,300 |
| 2024 | $3,545.00 | ||
| 2023 | $223,480 (+10.11%) Land $36,000 Building $187,480 | $558,700 (+10.11%) Land $90,000 Building $468,700 | |
| 2022 | $4,810.00 | $202,960 Land $36,000 Building $166,960 | $507,400 Land $90,000 Building $417,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 E 46th St in Zone X, an area of minimal flood risk, though there have been 215 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 215 (1979–2024) |
| Claims Outside the SFHA | 209 of 215 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 631 E 46th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.
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