631 E 3rd St, Galesburg, IL 61401 Property Records

Knox County property record for 631 E 3rd St, Galesburg, IL 61401

Property Summary

Property Type	Single Family Home
Details	1 ba · 850 sqft · built 1899
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$46,500 (Jul 2020)
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`99-14-308-027`

Property Details

APN / Parcel Number

Primary APN	`99-14-308-027`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	850 sqft Base Area
1st Floor Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 66 ft wide

Location & Zoning

Street Address	631 E 3RD ST
City	GALESBURG
State	IL
Zip	61401-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S D 1904 LOTS 12 13 15 16 & 17BLK 71 LOT 32
Legal Subdivision	SECOND SOUTHERN ADD
Legal Block	71
Legal Lot Number	12-32
Jurisdiction	KNOX IL
Township / Civil Division	GALESBURG CITY
Census Block Group	4
Census Block	4021
Census Tract	1000

Owner

631 E 3rd St is owned and occupied by an individual who bought it in July 2020.

Source: Knox County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	631 E 3RD ST, GALESBURG, IL 61401-6119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Mar 1, 2012 · Amount on File
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Jul 17, 2020
Property Address	631 E 3RD ST, GALESBURG, IL 61401-6119
Document Number	0001064642
Instrument Date	Jul 17, 2020
Instrument	1064642
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 E 3RD ST GALESBURG IL 614016119, GALESBURG, IL 61401-6119

Mortgage

Document Number	1064643
Date	Jul 17, 2020
Instrument	1064643

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Mortgage

Document Number	1064644,
Date	Jul 17, 2020
Instrument	1064644

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	111 E WACKER DR # 1000, CHICAGO, IL 60601-4306

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 631 E 3rd St was $1,202 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Galesburg City Township
Municipality	Galesburg City
Unified School District	Galesburg Community Unit School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,202.00	$18,980 Land $3,230 Building $15,750	$56,940 Land $9,690 Building $47,250
2022	$973.00	$16,270 Land $2,950 Building $13,320	$48,810 Land $8,850 Building $39,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 631 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 631 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALESBURG serves 31,620 people · EPA ID IL0950200
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Nextlink, Verizon.

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